“Index funds have an average rate of 8%” “keep your money in index funds and you’ll be good” My index fund portfolio (highly recommended by every investing book) has a return rate of 1% since inception 3 years ago..

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

HYSA anyone recommends?

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

How do you earn $500k and still feel average?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Hi folks, I am working with a few friends on a fintech idea. I opted to build the marketing roadmapping strategy for the soft launch/prototype phase as I want to learn about the field. Any guidance where should I start? Any guidance, books, topics will be helpful 😊

Any good recommended books on how to build a scalable product and team? I'm looking for recommendations for two areas: 1) in general laying the groundwork in a startup to have the tools and especially processes in place to scale, and 2) tactical focus on building a SaaS project. I've been promoted into a management role from Dev roots, so need to learn more PM processes to be an effective manager in day job, plus would like to start building my own SaaS solution.

Which PE firms in Boston have the best reputations?

Is investment accounting a good career path? Looking for any insight to the role, career progression, exit ops, etc. I got the opportunity to work at a very well known wealth asset management company as an investment accountant. I do enjoy finance as well. Pay is very good so I’m wondering if I should take the opportunity?

Hi Everyone,

I just wanted to know what are all skills needed for 5 years Java developers , who's appearing for Product Based Companies interview in a coming week apart from DS, Algo, Java, springboot and microservices these are I already know. Currently working in a Service Based Company.

Thank you.

Has anyone done Uber as a means to keep bills paid while in transition? wondering if this would be sufficient financially

In ey gds when mail will come for uploading docs before joining? What's are the documents need to upload? EY

I work in energy in New Mexico and am just wondering if it's smarter to move to Dallas or Austin to practice. Family is tired of New Mexico and the wife wants a better community to live in so that's a factor too. Open to all opinions.

Hi guys, I have got an offer from Verizon. Role: MTS-3. Package: 21Lakhs (Fixed) + 12% Variable pay + 45 days of monthly salary as relocation expense + 50,000 joining bonus. YOE: 5.6 Years. Does the package look fine or shall I negotiate further?

Thoughts about the phrase “I made a bunch of edits” ... go

Single 24 year old here. Recently joined Hinge. I am barely getting any activity. I'm a former OKCupid user and I always got something there. Do people not use Hinge or is there something wrong with me? I'm a fit average height guy and I am not ugly. Looking for LTR especially now in the time of Corona. Didn't bother with human interaction before tbh but this loneliness is creeping up. 😔

Hello, we've recently started a community focused on FAANG Interview preps. Wondering what kind of content people might be interested to see in such communities.

Can anyone refer me for open ensemble health jobs?

Hii fishes,

I am a carbon credits consultant working for a startup. Here I am working on various business development activities along with the technical part. The job is very much of a techno-commercial kind. I have been working here for more than a year now. I am willing to make a switch now. I would love to work in the field of ESG and/or decarbonization strategy.
I'm a post graduate in Environmental engineering.
Current compensation- 5 LPA
Any leads and referrals are appreciated.

How long does it take for recruiter to provide feedback on your interview at Google after GCA.
Actually I got instant feedback from my recruiter after my RRK interview.
Haven’t heard from him after GCA.
Share your experiences!

Hello guys, will be having an interview next week. What level of questions i should focus on for microsoft interview. Technology is dynamics 365 and power apps.

What's the average compensation of Band 3.2 (Sr Business Manager) in HCL technologies? Skill: BA/PO

My husband is a big 4 consultant in the US (M level, 8 YOE). Thinking of option to relocate to Indonesia. Can you guys share what is the total comp in Indonesia for his level please ?

Top consulting firms for building mobile apps - IOS or Android?

New joiner. What should I get with my $250 wfh stipend? I already have standing desk, dual monitor, portable monitor, and good headset, not too sure what else I need, but it’s free money. Thanks.

Looking to improve general communication skills (especially around structuring narrative/ key messages), any books/courses that you would recommend?

When they say utilization doesn't count for the month of May/June what exactly does that entail? I'm assuming being on the bench for those months will still show on personal utilization reports...

The Weather Channel keeps running an As Seen On TV ad for something called "Hurricane Spin Broom".... seems a little ill timed on their part

Bird > Jump > Lime

BCG TA: How is the culture? Work life balance? Performance and growth opportunities? Engagement structure and duration?

P.S. The Glassdoor reviews are not very upbeat.

I have a consulting/PE interview on Friday, please recommend consulting books or sites to read. Need to speak consulting language

Deloitte fish: I’m an alum trying to do some retirement planning. I was an SM2 vested in the pension plan (I worked in DTTL for 7 years ending 2013) and want to find out what my actual benefits will be and at what age. I have no paperwork and 800-Deloitte does not seem to have a way to route me to the right people. Does anyone have a human contact or procedure that can help me get this info?

Best books on business/ negotiation/ leadership you have ever read (and use practically)!?

Is it too late to buy the FAANG stocks? Still feel that Amazon and Google are undervalued.

Anyone ever have success with requesting AA to transfer a spouse’s separate reservation to your reservation so SO can reap elite status benefit (ie, early boarding/seat selection)?

Any good business/consulting books on amazon kindle that y’all have read that has helped you in your job?

Confronting colleagues? Yes or no ? On a side note, any book recommendations for handling workplace situations

How hard is the AWS Cloud Practitioner Certification? What study sources have you used and how long did it take?

Have you ever been chewed out?

I'm an introverted person, like to keep to myself, focus on work, spend the rest of my time on family, gym etc. I've been told that I need to work on my communication and client relationship building skills. any books I can read? I don't follow pop. culture anymore, no longer actively follow team sports (but sporty myself) as I consider it bread and circus for the masses and don't rly enjoy work drinks... Am I doomed? Personally I am happy and love the work but fear for my career progression.

Do you have any book/video/whatever recommendations for how to be a good manager/lead? I'm trying to make the transition and get more responsibility

Do LinkedIn inmail messages even work? I’ve sent over 100 and barely 3 responses. Anyone have suggestions?