I've had my 401k exactly a year, and its current value is 98.8% of the contributions I've made. Is that normal for this year or should I consider changing the funds I'm invested in?

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I'm a big fan of the "backdoor" contribution. 😳

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Remember you will have this for 40 years. Don't pay too much attention to minor fluctuations, the market is volatile and will go up and down in the short term.

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You should actually contribute to a Roth IRA instead. And if are above the Roth contribution limit, you can always do the backdoor Roth contribution!

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The markets been pretty rough the past few months. I have an aggressive 401k but it was down 15% ytd only 2 months ago and is now back to about normal.

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Following.

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It's a long term investment, if you're retiring this year...you're fucked. Otherwise, good.

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The principles of 401k investing are constant - invest for the long term, invest in target date fund and low cost funds/ETFs that track an index and your contributions should at a minimum get you the full company match but most optimal is if you can put in the full amount - it's $18k for 2016

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Also don't forget to put the full amount in for your IRA every year if you can

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Stay classy PwC 2

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I'm currently 99% stocks, a mix of industry funds with a little bit in Target 2050

FYI - you have until April 15 to make your 2015 contribution - go do it!

Thanks for the advice folks -- just wanted to make sure I wasn't drastically underperforming

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