looking into rolling old 401k into a Roth IRA. I just graduated from MBA and therefore have only worked a few months in 2022. Am I correct in thinking that the taxes I pay will be lower than if I did this in any other year where I worked the full year? Any other drawbacks or things to think about?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Is of worth doing executive mba from narsee monjee?

Isn’t ARKK a self fulfilling prophecy? Billions of new investments made into ARKK every month - hence millions of stock being purchased in relatively small companies that otherwise wouldn’t have seen so much demand (higher demand inc price). Am I understanding this wrong?

Thoughts on personal loans to consolidate Debt?

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Welcome to The Financial Life! I am excited to meet a variety of individuals, families and businesses to talk MOnEY! As you know, growing money is one thing but keeping it is a whole different game!

Hello! I’m a clinical healthcare worker and am currently working on a master’s in finance to pivot to healthcare consulting.

I’m trying to get an internship next summer (I have the time off work) but am having difficulty finding internships for non-MBA master’s degree candidates. (I have a clinical MA and doctorate & it’s been an auto-reject from analyst internships.)

Would anyone be willing to connect for internships or work for companies that love non-traditional candidates? Thank you

What are the benefits if I join SG before October? Will I get default yearly hike?

And their cycle is jan to dec or some other months

Hi fishes,
How many of you have an MBA in HR. And how important an MBA in HR is to excel in the field of HR. Because I'm pretty mba in Marketing isn't that important to get you a Marketing job.

My lease has language stating that unless you’re military or dead you can’t get out of your lease. Market rate is $750 higher than what I’m paying now, $1750 vs $2500. Anyone ever had luck pitching “if you let me out of my lease you stand to earn that much more from renting in this more expensive market?”

I read this super interesting article about how big companies like Toyota are investing in social-emotional training for their employees and seeing massive benefits. I actually think this could be a whole separate class for students of all ages. Learning about conflict resolution, growing your own self-regulation skills...it's really important.

Question for anyone who may be able to answer.

We are looking to file something like an injunction injunction to stop a property sale. The property is owned by a sister and brother. Brother is deceased so it passed down to his children. The heirs bad no idea the aunt is trying to sell. Can we file some type of injunction?

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

Hello, looking for supervisor positions in healthcare within NYC, I am looking to start ASAP. I have my Bachelors in Health Services Admin and Economics, 5 years of experience in the industry and I am currently working towards my PMP certification, as well as going for my MBA or MHA, depending on what program I can afford. I am currently located in Queens. Thank you!

Are Creative Directors rich?

How much is Sodexo card amount in BNYm. And can we claim Wifi Amount also ?

Hi all-my idea pool has officially run dry. Trying to explore new ways to market per diem
nursing. Besides, clinician spotlights, social posts, and video interviews, any other thoughts?

Hello, I’m a Physical Therapist (DPT) and am considering going back to school for my MBA. I’m hoping to pivot out of patient care and into a more corporate/leadership role. Is there anyone here with a similar background? Any insights as far as opportunities an MBA could afford for someone like myself? Thank you

From where do we get Form 26AS?

Anyone here working in the construction industry, general contractor? I’m looking to relocate here and Would love to connect for some guidance on job search.

Want to improve my verbal and written communication skills. I hear reading more would help but I don’t read as much as I used to. So I’m wondering what books would help with that? Should I just read books that tickle my fancy like suspense and true crime novels? Help! Welcome to all book recommendations.

I’m a physician assistant with interests in technology. I’m well versed in epic. I’m looking to leave clinical medicine, what kind of roles are available with epic?

Hi Fishes!
Can you please help me with all list of regulatory reports to be submitted by UK banks to PRA.
I need the help on:
1. List of all reports to be submitted periodically to PRA
2. List of all reports to be maintained internally by UK Banks
3. Formats of above mentioned reports

Please help me, thank you in advance🙏🏻

In house interview- I am going to hopefully the final round of interview to meet the whole legal team. I was asked about my availability, and it will take 5 hours if in one day. Should I split to multiple days? Will it cause any issues? Anyone on both sides can speak from their experience? Thanks!

Trying to understand risk of loss and title better. When does it make sense for title to transfer upon receipt of payment? Why would title and risk transfer separately?

Hi, can you tell me how many rounds takes place in for automation testing round. I have got a link for an online test and what is the difficulty level should we expect from this test v

Hi
Is cab facility free for cisco employees. If not then how much is charged.
Considering 2-3 days hybrid, what you all suggest for commuting
I live 7 km from cessna park.
Needless to say.. I dont own any vehicle as of now. Probably will plan for one. @cisco

Hi Fishes,
Have potential opportunity at HSBC EDPI.
Just wanted to know how much can I ask for GCB5 AVP Business Analyst role?
YOE - 6 Years
CCTC - 20 LPA
Also how long does it take to move from AVP to VP and how are the yearly hikes?

It’s been 5 weeks and I haven’t gone a day or night without crying and feeling haunted by them. I can’t eat, can’t sleep, can’t produce quality work, can’t find joy in anything I previously loved. This is the worst physical and psychological pain I’ve ever experienced.

I am a graduating senior with a CS degree about to start my job in IT (low code, mostly using data tools) at a biotech company. My goal is to be a solutions architect within the next few years. Besides sol. architect cert and other AWS certifications, what can I do to put myself on the path to becoming a Solutions Architect ASAP?

How to get experience letter in Virtusa after resignation?

I'm new to the F1 world. Have been following it for the last few years I know all the new teams and drivers etc but missing out the history of it. Is there any book you can recommend? Like a F1 101?:)

Red Bull, please drop it!

Thoughts on personal loans to consolidate Debt?

Any good wedding ring sources aside from Blue Nile?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Best high yield savings products?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Have about 5k to invest - should I do FXAIX or FSKAX?

Anyone ever use a credit repair service and have success?

What does 401k mean?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Google stock to buy now or after the split?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?