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I'm new to investing :
2 questions
1 - where should I invest my Deloitte 401k in ? Is the vanguard institutional 500 index trust a good place to just put my 401k and forget about it.
2 - I recently opened a fidelity account and have savings I want to invest and want to invest a small percentage every paycheck without worrying about trading it . What's the safest place to invest in and not worry about it for the next 10 years ? VOO? QQQ?
Deloitte KPMG PwC
So should I buy Tesla or too late ?
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Orange man bad

Unless they are a consultant

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At least charge 50% (or whatever you think is appropriate) non-refundable for the time till Apr 20. Otherwise ask this renter to come back and check on Apr 1, if your rental is still open.
Do not hold your rental for them, 50 days is a long time. Someone else will come along.
Subject Expert
Is this the only qualified applicant?
In general, I like my leases to start on the 1st of the month. If they want to start a lease on March 1st, then I’d sign that today. I require a 25% down non refundable earnest money deposit to draw up any paperwork. First month and deposit must be paid in full for the lease to be considered valid. Sometimes I might stretch the deposit across the first 2 months because I know it can be a lot to come up with all at once.
If that person doesn’t want to start their lease until April 1st, I would consider it with an earnest money deposit, but would explain that if someone comes along who is equally qualified and wants to start their lease on March 1st (or even March 15th), I would take that candidate first.
I’m definitely not holding the property for 2 months empty. I’d be willing to offer a discount on the first month (March) to get them locked in. But not going to go 2 months with $0 rent
Subject Expert
Even if you took a 10% discount on the monthly rent, you’d come out ahead on a year long lease compared to having it sit for an entire month empty.
Subject Expert
If you want to take this renter, I would have them sign a lease and take a 1.5x rent deposit and first month rent now. If they back out, keep the money.
Subject Expert
That’s your decision on whether to take the bird in hand or hope for another renter to show up with an earlier move in. My suggestion is just to prevent the worst case of the renter committing and then changing their mind and not moving in. I was suggesting that you start charting rent April 20 when they move in but take a deposit and first months rent now. If they cancel, I would not refund those.