New to real estate and I keep hearing about the 1% rule (cost of overall house should not be more than 1% of rent). I’m interested in buying in austin (market I know best) but due to the high taxes it has been difficult to find good properties that follow this rule. What are peoples thoughts on this rule and where are there exceptions?

Amex platinum vs CSR??

I've been saving for a down payment (NJ) and have a little over $30K saved so far. Where is a good place to park this money?

Can I still do a backdoor ROtH IRA for 2021?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

Anyone know what “premium cash pay” means on a check? I randomly just got 717$ on my check unexpectedly for that allocation.

Normal to have "no appraisal contingency" and or "water conservation plumbing to be finished by the buyer if it is not completed by the seller when escrow ends" normal terms when buying a house?

Good alternatives to Becker? Anyone? It was too expensive and it just didn't work for me. I have 2 to go, FAR and AUD.

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Have 20k, what’s a good small business to start with this fund? Serious question here

Guy slid into my DM’s asking to be my sugar daddy. But he wants my PayPal info to send me money. Is PayPal a safe way? Also lol what is my life 🤦🏼‍♀️

What is the best-kept secret among realtors?

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Do you advise taking equity out of your personal home and use that to invest/down payment of a rental property?
Some facts below:
I bought my personal first home in 2020
Bought it for 795k
Mortgage of 400k
Current market price 1.6M

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Hi All, I have YOE of 9 years
KPMG offering a role of Manager
Fixed salary 30 LPA
Variable component I am not sure.

Can you suggest if this is a good deal?
I already have offers from CapG Invent 29LPA (26.3 fixed) and Infy Consulting 32LPA (25 fixed)

How much are you guys tipping grocery delivery, prime etc. during covid times?

First time pregnant about 10weeks. Worried about exposure to Covid. We were at a wedding and most guests came down with Covid. Anyone heard about big risks to pregnancy this early on due to Covid?

Is Attra already merged with Synechron

Hello! I’m thinking about doing a destination wedding. Does anyone have any suggestions on good resorts? Any tips? Thanks!

I’ve had a bad case of work anxiety ever since I started a new job ~7 months ago. The adjustment was ROUGH. I was making mistake after mistake. I powered through and somehow got glowing reviews at year end, with people saying I’ve moved past that point.

I’m convinced I’ve only tricked people and sooner or later they’re gonna catch on. I have extremely bad Sunday scaries, I’m always fighting down my anxiety whenever a new ask comes through. I don’t know what to do.

Having a bourbon bar nearby is clutch. Over the past few weeks I've tried like 10 different bourbons including Pappy, Weller 12, ER10, OF1920, Booker's all at ~$10-15 a pour.

🤬🤬These freaking mosquitoes are killing me. I hate that bug spray needs to be included as part of my going out routine.

Does anyone have suggestions for fragrance free options?

Stimulants and sweating! I’m going back to the office and never used them while in the office, I don’t want to look or be sweaty haha any advice? I also don’t want to look weird drinking 6L of water as I do in person

Is Avocados from Mexico doing a SB spot this year? If yes fingers crossed shit will get real

When the group email alias breaks and sends to everyone in the co...

Agencies in Charlotte, NC?

Hi Guys,

Does EY gives wfh.
I will be joining ey in jan next year.@

Anyone have experience exiting to a biotech with no commercial products? PH I/II lead asset targeting multiple indications. Pros and cons?

Any job opportunity for a business analyst in bangalore? Having 8 YOE, data analytics space, power BI, qlik experience, serving notice period.

Pls ping me

I have offers from Broadcom and SSIR. Salary of Broadcom is higher than SSIR but mostly dependant on Rsu. Any idea about wlb and quality of work in both companies? YOE: 3.5 with M.tech from tier 1 college. Working in hardware domain. @Broadcom @Samsung @Nvidia @Qualcomm @AMD @Intel Corporation

How is Advisor Business Analyst at DXC? What designation in D will that compare to?

Should I decline the offer and ask to be considered for a higher role that better fits my qualifications? The offer I had was with a great bank but I'm overqualified for that. Its been hard to find a job because I dont have prior experiences.

Mumbai office ka shuttle chaalu hua?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

Hi - any good books recommendations for getting started on real estate investing?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?