PwC fish (or others with same setup) - Is there anything stopping me from only contributing to 401k with post-tax dollars and then mega backdooring all of it to Roth? If not, are there any cons to doing so?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

I want to diversify. I have 2 options a) open a poloniex account 2) use existing Coinbase to buy ether & ShapeShift. I know option #1 might be cheaper, but there's added headache of another exchange. Thoughts?

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

If someone is working at 25 LPA in India, how much he should ask for if get an opportunity from Dubai to live a better standard life and make some savings also.

Thoughts on Bitcoin rising? Think it will crash?

I love my job, but feel like it was a slap in the face that we hit $2Billion in revenue this year, yet our benefits are sparse.

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Hello, I have a masters in healthcare administration and have worked in all parts of the healthcare field for the last 8 years. What would be a good starter job for someone who doesn’t have years of leadership experience with an MHA?

Which Big4 is better in terms of benefits ?
Considering the mobility, leaves, insurance and WLB. Who has the longest paternity leave ?

Anyone implementing RPA in Healthcare?

Anyone here familiar with the medical records field reviewer positions at Change Healthcare? Looking to get a little more info on schedule, workload, and pay specifically. TIA!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

I recently graduated with a BS in Management and working in the healthcare field as a Referral specialist. I want to continue in this career path but unsure want Masters program would be best fitting. Please suggest a Masters programs/certifications that will align with this??

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Is AlixPartners healthcare or Alvarez & Marsal HIG recruiting now?

How does H1B visa transfer process work? How long can I work for my current employer after my visa transfer for the new employer is approved?

Don’t spread your $$ too thin to a point where Pamps become meaningless. 🤓

How did you get into tech recruiting, and are you happy with it?

Guys if you have any doubts feel free to reach out to me or send out a post, I'll surely try to clarify your doubts

Feel like I missed the boat years back to get into Director of Product role. Back in the day there was only Senior in between a Director role, now there’s Lead and Group levels, so much hierarchy now.

Hello!
I’m a student majoring in Software Engineering. I’m starting my third year in a few months and have an internship where I’m learning more about working with an actual team on real-world projects. However, I feel like I need to do more to stand out and have a stronger software background. Anyone have any tips or suggestions for what I should do on my own time to strengthen my skills?

Anybody buy soil in bulk for delivery? Just bought a house and the shrub bed had personally wronged me.

Hi Fishes, Can anyone throw a light about Genpact Pharma/lifesciences analytics practice in India-Bangalore. Considering for a potential opportunity, I have 9 years exp.
- How is the culture, wlb, and growth curve?
- About year on year hikes
- leadership team focus on mid tier's growth.
Genpact Genpact Headstrong

Accenture Deloitte Axtria IQVIA ZS Associates

I'm considering hiring someone who may be required to have a series 65. How long should it take someone who is (a) smart & (b) no industry knowledge to study and pass?

How do you manage a long distance relationship? I got engaged 3 months ago and my fiancé and I live in different cities. I just can’t stop thinking about her and feel horrible there on.

To those who live and breathe advertising. Why?

Has anyone ever successful negotiated there salary with the federal government. I have tried twice and both times was cited a HR policy saying my specific circumstance did not allow negotiation. Just wondering if it’s even possible

Do you think it is time to find another job when your PIC is a micro manager, never trained you when you got hired, expects you to know things no one ever told you about in the first place, texts and calls you in the morning with questions you don’t have an answer to (I work evening shift so I’m mostly sleep when he reaches out), assumes the worst about everything, plots against you anyway, lies all the time, they don’t even do their job, they leave their trash behind etc. gives me anxiety.

How many days will it take for Wells Fargo to release the offer letter ?
I attended my interview and got shortlisted as well, I just got an email stating congratulations and send us list of documents !! After which When I try contacting the HR, he's not responding !! What do I do in such case !!
Kindly Advise...

What’s the average compensation for an Account Executive?

Guys keep posting hikes ..but be truthful about it.

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Sooo AMC.. who’s in?

😂

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Hi FIRE friends! My mom is going to get about 250k from the sale of her house in a few days. She’s 58 and has very little saved for retirement (immigrated to the US at 45 so only about 50k in her retirement savings currently). She’s maxing out 401k, Roth IRA, and HSA. I’d love to get all of your thoughts, where do you think she can put the money from the sale of her home?

the more I want something, the harder it is to achieve. anyone has this feeling also?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.