What is everyone’s employer 401k match like? I feel like EY’s is lacking but maybe it’s just public accounting in general (cont.)

likehelpful
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I work for a PubCo. It is 50% no limit. I contribute 19, they 9.5. Immediately vest. Also applies to catch up contributions (I am not old enough for catch up though).

It is the best benefit we have, and I have never heard of better w/r/t matching.

likesmart

^That’s not true. There is a cap on total combined 401k contributions of $57k in 2020, individual contributions are limited at $19.5k

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1. 100% match up to 6%
2. 6% automatic (safe harbor)
3. An additional 3% not guaranteed but put in once annually every year for the last 5 years

-5 year Cliff vesting until 12/31/2019

-Effective 1/1/2020 vesting is 100% after 1 day of servic, yay!!!

As long as the salary stays competitive I can never quit this job. 15% is unheard of, except for the poster above who gets an unlimited match

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I’d like to know what company too🤔

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We also get a pension. You have to factor that in. Not common.

How does the pension plan work for non-ppeds?

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Former company 3% automatic safe harbor contribution made by employer once annually. Employee not required to put anything in to receive. Immediately 100% vested.

Current employer 6% safe harbor match immediate vesting. Eligible after 6 months.

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