What was your lowest point financially speaking and what did you (or are currently doing) to recover?

Anybody here have a FSA? What do you like about it?

My company has a DPSP program that feeds it directly into an RRSP account. I don't believe there's any RRSP contribution matching program on top of the DPSP (I know I should know, I'm being bad). Assuming there's no matching program, is there still a point in signing up for a X% contribution every paycheck?

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

Lease a 2020/2021 car for 3y 10k miles vs buy a used car. What would be cheaper (in those 3 years) all in? (Including insurance,taxes,blah)

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

How would you sell ETFs in retirement since there is no average cost option for etfs?

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

Can we claim for education loan interest deduction while filing our taxes if the loan was taken from a foreign (ex. Indian) bank?

How do y’ll save money on taxes? Other than obvious routes like 401k.

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

Many people shared an advice on investing after contributing to max 401k, IRA, HSA. After paying off debt, invest the extra money.

I want to know when do you think is the time to stop contributing to HSA? We have insurances that can take care of majority of expenses. I am 31, married, with no kids yet, no major health issues.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

Is it typical for in-house pharma roles to offer pensions?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

This is gonna sound stupid, but I’m honest - I can’t do math. Calculating a tip is as advanced as I get. Thank god for excel formulas and a math savvy husband. At the end of the day, I pay all the bills (I know- but I’m more organized) and make double his salary, what low stress effort (on my limited math capacity brain) can I do to increase wealth?

I feel like I should be doing more with extra money to help us financially, but I’m scared of having to study stocks and understand the numbers. 😖

Biden committing to not only additional infrastructure stimulus, but also another civilian stimulus package. Seems too good to be true 🚀 btc go brrrr

Is it good to join in hitachi for java 6 years senior product engineer?

Anyone visited Smokies for fall colors this year? Unable to decide What’s the best weekend.

Can anyone help me or suggest me with accomodation in whitesfield near to cg office?
under 10k.

Do Optum offers some relocation benefits. Like inital days staying at some guest house/hotels.?
If yes then to whom we have to reach out?

When it comes to the digitization of healthcare, how important is it to have tech exp vs. healthcare exp? I understand it’s ideal to have both, but healthcare seems so far behind other industries. Is it better to go into tech for a few years and then go back to healthcare and try to become a change agent?

Hi fishes!
Anyone knows how's the working
environment in Amdocs Pune NEO unit ?
TIA

I feel like I sound like a broken record but - Why are tech salaries so low in the GTA?? Where's the money at?

Best fine print in RFP history: The number of bidders is less than 2.

Hi All,

Kindly help me in resolving the dilemma

MBA with Total YOE - 7+, relevant YOE- 5.3 , Skills - CYBERSECURITY,GRC, Audit.

I have got two offers
1. Genpact - 27 CTC (24 fixed + 10% variable plus gratuity) Manager level
2. Airbus - 23 CTC + 5 L JB
I really wanted to work with Airbus but they are not budging from the offer of 23 even after I told them I have a better offer from Genpact with better position. HR said they will come back..

You think Airbus will come back with better offer?

People on bench , how are you spending your day/time? Please share some stuff so that it can help/motivate others like me.

Hello fishes, what are the key roles and responsibilities are carried out by a Senior Manager at Accenture Technology?

Manager: "So how did you gain completeness over this listing?" Me: "I didn't" 😐

Looking to change up my MO when it comes to organization. Litigator Hive Mind, how do you guys keep yourselves organized? Do you have a particular system? Looking for more tactile methods (post its, whiteboards, journals, etc.). The whole outlook calendar thing (while necessary) gets very cluttered very quickly and I don’t find it really advances the ball for me much.

What does 401k mean?

Recently moved to Denver, and may be sticking around for good. Planning on buying in the next year or so, and some of the suburbs off 25 and south of 470 have caught my wive’s eye. Thoughts on Douglas county (or specifically castle pines, Parker)?
We’re a mid-30s couple, with a 4 y/o, so for priorities: schools, (hopeful) resale value, and activities for our daughter and family as a whole. Any advice or alternatives would be appreciated!!

Whenever I see a dog I smile

Anyone own a boat in DC? How much are docking costs and is it worth it?

I love my job, idk what you guys are complaining about...

This project keeps me wondering- why am I still doing this? Stockholm syndrome I guess...

Have about 5k to invest - should I do FXAIX or FSKAX?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Any good wedding ring sources aside from Blue Nile?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Google stock to buy now or after the split?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Anyone have a recommended tax person in Chicago?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Anyone ever use a credit repair service and have success?