Which would you prefer? Health Reimbursement Account (HRA) vs. Health Savings Account (HSA) vs. Flexible Spending Account (FSA)?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Hi Folks,
This is regarding income tax proof submission.
I Joined UST on Nov'21 and before UST I was not under any tax slabs. I had only 1 LIC premium being deducted on monthly basis. Though I declared the LIC amount from April 2021 to March 2022. I have still got LIC statements till Dec2021 only.
Also planning to invest in ELSS and term insurance by Jan end. While i only submitted LIC in investment declaration form.
Can someone guide me what will be the process henceforth?

How many think marketcap of cryptos will reach 700 billion or more before year end?

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

MU & OCLR, stock bowl anyone?

What apps do you use to purchase coins such as XRP

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Real estate help: Boyfriend and girlfriend buy a home together with a loan from bank. Boyfriend and girlfriend are now separated and both agree that girlfriend will live somewhere else. Both agree that they would like to take girlfriend off the deed but also off the hook with lender bank. What would you do in this situation as attorney for girlfriend?

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Any REIT ETFs that people like?

When does HSA contributions show up in BOA account? I’m seeing HSA contribution deducted from my paycheck but nothing on BOA account.. had three paychecks so far. Also, does Deloitte deposit a one time firm contribution to HSA account?

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

My background check for Blackrock came back last week. It’s now with the background check committee. How long until I get the final OK? No, I am not a criminal. :-)

Hey FB fam. I’m putting together Financial success resources. If you have any books, articles or podcasts in relation to personal investments or real estate you recommend, please feel free to share 🙃

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

I’m severely depressed, I’m genuinely struggling with a lot. I have suicidal thoughts everyday and am isolated. I have no friends too, is there anyone here who is down to chat for sometime ?

Hey Fishes, I feel the RTO policy in not getting enforced rather it is getting imposed it seems (in ZS across offices). Suddenly from being employee centric they have shifted their focus to ZS culture and values. Let the thoughts pour in!

Where can I see the reviews post manager discussion?

Has anyone worked with Wethos? Or, have you, as an independent strategist, worked on more “meaningful” social good projects? I am looking to mix things up, team up, and have an impact.

Still pretty early in the app process here. What extra curricular activities are best to up your chances for M7 admission?

Any non-cishet male folks want to chat? Missing community right now!

Hi - Is there any cut-off day/date each month, by which Managers need to confirm their choice of Promotions in Workday ? For eg : ESP cycle changes need to be inputted by 15th and are confirmed on the 20th, I have been informed.

Is there any such days/dates for confirming promotions on Workday ?

How are single people managing primal urges during this I wonder. Dont bother answering if you never got laid before this anyway. I am just curious as sexting & porn can only go so far

For those who have gone through Mck First Round/Final Round - could you talk about how the interview took place? I am a bit worried as it might be hard to connect with the interviewer when the process is not in-person. Did you have a phone call or a Zoom call with video, and did it feel awkward? Thanks for your help!

First gen immigrant getting case of impostor syndrome/nerves with upcoming BCG interview. Any folks want to share advice that might help? Would really appreciate it; thanks :)

How does globallogic selects candidates for Ascend program. I looking for opportunity in java domain. If anyone can reffer me for java Ascend program it would be helpful.

@ND folks... How's DLF phase 3 for renting a flat? I'll be moving to Gurgaon soon and have no idea which neighbourhoods are ideal for accommodation.

Anyone else on the RSR call today?!

Comp folks. Let’s hear it!

Anybody awake and want to chat? 35M here!

I’ve been offered a reporting consultant job for less than 60k and I bring 9+ years of experience to the role. They should be offering more. I don’t want to settle but I don’t want to miss an opportunity to move. Reporting consultants should start at $65k per recruiting sites. Any advice? How can I get HR/recruiters to offer more? TIA

Can we use the wellness benefit (500 at 75%) for Garmin GPS watches?

Who is closing the week between Christmas and New Year in 2020?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

EY advisory laptops - do you get to choose a model or is one just randomly assigned to you?

What are benefits like at Accenture?

At KPMG how much is the health insurance cost per paycheck for employee-only coverage?

EY folks, anyone get their Invisalign covered by insurance?

I was under my moms healthcare policy until she lost her job in February. Am I able to enroll with EY even though I’ve missed open enrollment?

Baby due end of Jan and wife taking full maternity leave (12 wks) and then back to work. Considering taking paternity (16 wks) after that. How and when do I tell my various teams and file paperwork?

If I decline health insurance at IBM, do I get a cash payment? I have an offer from another firm that gives me $5k... does IBM give anything?

(Wife has free health insurance via her city job)

For advisory folks at KPMG, what's your meal limit for breakfast, lunch and dinner?

Will GYMPASS be an additional benefit on top of the $500 EY wellness benefit? What is it?

Which Big 4 is the best to be at regarding work culture and benefits? Especially during these tough times.

Do you all feel that the Health Insurance choice is actually all the same? The coverage is absolutely copy and paste for Bronze to Platinum and the deductible/copay is very similar.
I just don’t understand why we have the illusion of “choice” if the offer is the same and it is really bad (in our case).
Going from $61 per paycheck for 2.5k deductible 75% copay to $500+ per paycheck with 500 deductible 85% copay.
Other firms have better health insurance?

My firm doesn’t match my 401k — still worth opting in?

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

What firms have the best compensation for MCOL area

Which companies & roles pay very well, hybrid work approach, and allowed unlimited pto?