Anyone ever have a client be issued a check for a small 401k balance and the client never cashed it? Believe they had 60 days to get it into an IRA but they didn’t. What are their options? Continued.

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Anyone use Ubiquity for a 401k plan?

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For those of you that are self-Employed, how do you obtain affordable health insurance for you and your family? Currently we are under my wife’s insurance and it is 100% paid for By her employer. CONT

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Has anyone noticed that it is now extremely difficult to do three way calling with 401k custodians? Is this a recent change, and if so does someone have a good workaround?

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ADP 401k plan . I met a prospect that told me he is not happy about the plan he set last year with ADP. Anyone have any experience with their type of plan , etc ?

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How do you sell the benefits of managed money to your clients?

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How would you reply to someone who says they are going to roll their 401k to their new employer, after you’ve offered to review their options for those funds? I feel like people just blindly do things

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I’m an independent FA with a small BD. One of my partners has a BGA that he wants me to roll under. Stay true independent FA with the insurance carrier or go AGA route for benefits???

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What are my fellow Indy advisors using for benefits? Our family ditched the traditional medical for a Christian share plan last year, So far all is sound. How about Dental? Any bad experiences?

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Anyone have the CRPS designation? Thinking about going after 401k business and don’t know if it’s beneficial or not.

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Decided to give up alcohol this year, simply as an experiment. I would like to see first hand the health benefits. Can anyone speak to how they felt after giving this up?

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Tips 4 Saving in a non qual acct. My wife & I max all qual accts. 401k pre tax & Roth. Roth IRA & HSA. Any tips 4 saving in a non qual besides buying stocks & Funds i.e. Mmkt Fund to mitigate access?

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This is my first yr having access to an FSA through my wife’s benefits. Trying to decide on an amount to contribute and it’s tough. We may or may not get pregnant this year and that’s a huge. Cont..

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What are some of the good benefits at bigger firms?

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How many of you have rental properties? I am done maxing 401k, IRA and putting $ in index funds. But haven't had the time to research investment properties or courage to pull the trigger. Missing out?

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Where does your money sit? I.e. 10% in savings, 20% in 401k, 30% in etfs, etc.

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Is our comp and benefits really the best in the industry? Let's get some feedback from people who have been at other firms

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I don’t like my firm and trying to switch. I’m a licensed rep but not a FA, a 401k guy. Interviewers always ask why I am looking to leave. I try to explain the structure isn’t a good fit...

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Health Insurance? What are your premiums , deductibles and max out of pockets for a family plan w kids ?

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Anybody know if one can BOR a Paychex 401k plan? I am currently BOR at ML, looking to leave, and wondering if I can pick this back up on the other (Indy BD separate from my RIA) side.

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I’m a solo advisor trying to build my practice. what are the benefits of joining FPA for someone like me? Only have limited time so trying to make sure it would be worth the time and cost.

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What are the benefits of being a career agent (guardian, mass, penn etc) v. Broker. Other than the W2 vs 1099 and Pension. Brokers get higher payout but lower renewal Agents are reversed..

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Does a direct rollover from a 401k to an ira start the 60day rollover window? Client just rollover money to an ira needs to roll it out.

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Just initiated a 401K rollover for a very sweet couple, both aged 63. They both spent the last 17 or so years working at Wal Mart. Not in corporate, but in regular ol' stores.

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Those who aren't married to someone who has benefits. What kind of Health Insurance do you have? Talking to a friend that has an HSA plan where he is responsible for first 10k then the rest is covered

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Working as 1099 at RIA, how are you paid on life insurance, annuities, 401k biz. Is this all outside the grid ?

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What are your personal financial milestones? Whether it be achieving a certain annual salary or maxing out your 401k contribution annually, storing X% of annual towards investments, owning X BTC, etc

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Need software that has public pension formulas built into it. Recommendations?

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My friend has need for a 401k. In the past I have dabbled on the b/d platform, now I'm RIA and wondering if it's worth it. I guess I just have them sign a retirement trust app, and get a TPA/CPA

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What are the best and most interesting benefits that you have at your job?

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Having been prospecting business owners for some time now, I am asked about 401k plans quite often. I am curious how you are managing the assets...do you offer a menu of investment options?

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For indies using account aggregation software where you can see all/most of the client's outside accounts on 1 page, have you seen any benefits and has it made any difference in your practice?

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I've never done any 401k business, but I understand I can become broker of record on existing plans. First of all, what does that mean? Do I just appear as a name on their statements?

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Million bucks inside employer plan paying 4% guaranteed. 82 year old widow with another mill in investments plus enough pension to meet all needs. Would anyone here move it? If so, where?

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Small independent RIA looking for a 401k plan to offer clients when it's the right fit. Looking for few fees, easy to use, easy for me to integrate with. Custody at td.

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For those who charge planning fees what do you charge? I'm looking at helping people at a company w a new 401k. They have a Roth option and can do 401k self-directed in a brokerage. What's reasonable?

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anyone have a good resource for explaining the benefits to clients of fee based vs commission based accounts and why you use the fee based? Getting some pushback from new client (continued...)

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For the purposes of getting tax clients and parlaying the relationship into 401K, advisory assets of owners/managers, insurance sales, etc., which would you go with and why?

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Every firm is claiming the benefits they give us are the best in the industry. so let’s clear things up once and for all: everyone here post what your firm offers for health insurance 401(k), life

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Anyone have experience with Tradelink through Trowe price as a separate account on a 401k plan. Through Fideilty 401ks i can set up a RIA billing feature for separate accounts. Is anyone doing the same through Tradelinke/T Rowe Price?

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Related Posts

Anyone here have any resources / input on how to set up my 401k portfolio?

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What’s your firms 401k vesting schedule?

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Question for anyone whose left the firm: I've been here for 9 years so my pension is fully vested. What happens to it if I leave?

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How much % do you put towards your 401k or IRA

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Looks like market is going down again, lost 2k out of my 401k in a week. Do you guys think we’ll hit the bottom soon?

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For those firms who get a yearly health / fitness reimbursement : what do you use yours on? Already did gym membership and fitness tracker - trying to figure out what else to use..

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Currently expecting and haven’t told my agency yet. Have worked here 7yrs & never seen a woman in the Creative dept go on maternity leave & return to work. Only seen it in other departments. Ugh.

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Sr. Manager of Corp Dev/Strat at a $7B PortCo in the Benefits admin space or m&a analyst at a PortCo $100MM EBITDA looking to grow 2x through acquisitions in next 12-24 months? PE as target next step

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If you switch jobs and rollover your 401k, do you have to sell all your shares in order to cash out and transfer it? What if you are in the negative?

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how do you guys feel abt all the recent changes that are more favorable to the employer than employees? bonus, cell phone reimbursement, pension, ratings etc.

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Contractors — what do you do for benefits (healthcare/dental, etc..)

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Can I have health insurance and use a heath savings account? I had a procedure this year which cost about 30k USD. Insurance covered like 90%. Can i use HSA money to pay for the remaining 2k? If so, I’ll begin loading money into that account. Does that account also cover dental expenses like retainers and stuff?

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EYers - is the mobile reimbursement being enforced yet?

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Dogs in offices are cool, but who's offering some comfy siesta benefits? 😴💤

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How can I sell the benefits of a Gallup workshop to my team? I’m an analyst planning a team building event and am struggling to gain support from leadership.

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Smaller firms total staff of about 20-22. What’s average starting pay for someone fresh out of college? Benefits HI, retirement, HSA, PTO & probably one of the few firms that still offers comp time.

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What firms (consulting and industry) have good medical benefits? (Using BCG's as my baseline for good)

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How much do people save, pre and post tax, including 401k contributions? I’m 2 years out of college, no debt, making 90k a year, saving around 30% pre tax a year, wondering how others think about this

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Where do you like to invest your money after you've maxed out 401k match, Roth IRA for the year and ESPP?

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New hire here. How much are y’all putting in your corporate 401k each paycheck? (%)

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Additional Posts

I have an offer to move out of state, team up with a Sr advisor, make about 3-5x what I’m making now with a 20% stake in the practice until he retires, and give my wife the opportunity to...Continued

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How much did you study for your behavioral interviews and talking about your resume points? I feel like it'll sound too scripted with too much studying.

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Have a visa stamping interview coming up in February. I currently have an LCA filed for my client location. Should I bring this LCA copy to the interview? Also, what should I say when asked about (con

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Is it normal for a firm to invite you for an interview without explaining the structure? I was surprised with a 15mins case interview which I did not prepare for. The email said 1hour behavioural.

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Do you believe every big 4 firm is truly “up or out?”

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Anyone fly tap air Portugal before? Wondering if it’s safe, some of my alliance points transfer to them and they have a flight time that fits an upcoming trip

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You went on an interview and sent your thank you note. A week passed by, is it creepy to send social media connection request on IG with people who you interviewed with?

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Do you start prepping for interviews before you hear back (like in undergrad consulting interviews)? Not sure what the turnaround time is.

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Received an offer from Facebook for a program manager role. However, I’d like to get an MBA down the line. Is Facebook a negative in apps given bad press, positive because FAANG, or neutral?

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Anyone familiar with Wavemaker’s company culture/accounts? I interviewed with them a few weeks back and wanna know what I may or may not be getting myself into

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My in-laws bought a Wyndham points time share. And of course they are regretting it now. Is there a way to get rid of it?

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Hi folks! Anyone seriously hiring? I’m desperate to get out of tech consulting. Almost 2 years out of undergrad, I’d like to go into strategy/mgmt consulting. I don’t mind starting from scratch.

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I’m in an awkward back and forth with a recruiter trying to work out a time for an interview. What can I do to resolve?

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How can I check which domains/user groups have viewing access to PII? SSNs DOBs Comp etc.

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ZS fish - I have been short listed for a AP role. I am currently a D in the industry. Anyone care to share their experiences, how is the path to Principal and firm culture, talent etc..

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How do you get into an it strategy role? Have some experience in process improvement and it risk/compliance. Non programming background.

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My spouse and I both have approved I 140s. We understand the uncertainty around h4ead. Can one of us move to h4ead and transfer to h1b back if anything goes downhill? Anyone here who has done that?

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How do you control your anxiety when you’re asked to research/find something for a partner and a case supporting it just does not exist?

likehelpful
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What is the PwC senior associate position equivalent at Accenture?

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Is a Westin that doesn’t have a lounge actually just a Courtyard? I feel bamboozled.

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