About to start the process of getting pre-approved for a loan to buy a condo. Don’t really have any family that have gone through the process but I’m doing as much research as I can. Any resources/advice would be greatly appreciated! Would love to also hear any mistakes you made that you learned from too if you don’t mind sharing

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

What are some good modern/post-pandemic personal finance books you can recommend?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

First time building Roth IRA account. Stocks you think I should add?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Incoming BA - any advice/links on the math for the best credit card for personal use?

I’m prepping someone’s tax return who I see everyday on tv. It’s kind of cool being privy to a celebrity’s confidential financial information. 😁 I’ve also prepped a famous athlete and actor last week.

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Hi, I have a collaborative interview(second interview) tomorrow with a tech startup for a product marketing manager position. I haven’t experienced a collaborative interview before and I’m not sure what to expect. How should I prepare?

How does everyone cope with the quilt of leaving a job even though it’s best for you?
My job is understaffed and I feel like I’ll be leaving them down even though my mental health can’t take it anymore.

Best books on business/ negotiation/ leadership you have ever read (and use practically)!?

Are you guys have come to pune or still working from home town?

Looking for a home office chair…I need something really ergonomic/comfortable but given the visibility of the office in the house the wife wants something stylish. She keeps calling all my ideas ‘gamer chairs’ even though they’re definitely not. Anyone have any chairs they really like that may be worth looking at? I feel like I’ve looked everywhere (Steelcase, Herman Miller, humanscale, Haworth, xchair, etc).

Are there any crunchy hiker folks out here? Would love to talk with y’all!

Do you need a degree to get hired with a Pharmaceutical company? I have over 20 years plus in sales. I know I could be an asset to any pharmaceutical company.

I have my annual review coming up and want to hear thoughts on what a reasonable raise expectation is. I report to the COO and currently make $94k + up to 10% annual bonus based on company hitting their revenue goal + I have 3000 stock options. I have 3 YOE in customer success but pivoted to a non technical program manager role at a series c tech startup last September. I have been getting consistently positive feedback at quarterly reviews. What raise should I aim for?

I have one question please clarify
Was helping a friend in one of his assignment , Downloaded the data from my gmail and developed the report and sent to my gmail Id so in this process I just used the EY laptop will this create any problem ?

I was recently joined so wanted to get clarity on this please throw some light

Hello! I’m looking for a female sports masseuse that has availability between tomorrow and next Thursday, does anyone have any recommendations? I’m a long distance running who has been training for a marathon on may 1st. I do have a car so I am able to drive if they are located in the greater Boston area.

Anyone at BDO Tax that could let me know what the paternity/maternity leave is? And what the 401(k) program is? Looking as a tax manager, if that matters.

Thanks!

Unfortunately was dragged into an audit despite the fact I don’t work in audit. Why does audit RM say yeah your hours will be 50 hours/week when you’ll have to work way more to do the audit. Seems very dumb - if you have work do it, if not don’t work…

Tired of working for such a mega huge agency. Any small under the radar agencies that are doing fun work in NYC?

Looking for creative ways to generate demand for demos that don’t require big ad spend - any advice or tactics you’ve done to great success? (SaaS product in niche industry)

How is Meta product TPM M2 role?

What can I expect in the oracle welcome kit?

I want to join a fitness class but I have been going to gym always instead. Any reasons to convince to join fitness class?

Any Hans Zimmer fan here ? Please let know the playlist you listen to

Best places for takeout in inner loop? I love Local Foods, Aladdin, etc.

What was your experience with the LSAT? Do you think it's gatekeeping, preventing students who can't afford it (often people of color) from entering the field? OR is it helping future attorney's of color by giving them a chance to go to a top school regardless of grades? I've seen questions about the LSAT all day and just want to know how people feel.

My work quality is slipping due to brain fog and mental health issues and I don’t know how to address it with my firm or who to go to. I was considered one of the best associates in our practice group, but now it can take me 3-4x the time to write an average brief. I can’t seem to think and organize my thoughts any more. This is incredibly scary bc obvi, that’s what this job is all about. I’m in IP litigation at a V50 firm and a mom. Do I raise it with partners and how?

Has anyone found success developing business or building their book? Specifically businesses (not individuals)? Looking for new ideas to get clients in the door.

how does anyone actually bill 8.5 hours a day?? Even on my most productive days I can only hit 6, 6.5.

I handleda very difficult and convoluted succession for a black family. My client was astute and intelligent. We got along great. His family was difficult. Willfully ignorant.

Part of the succession dealt with clawing back $450,000 in insurance proceeds that a niece fraudulent received from the decedent by making herself the beneficiary on policies. A separate attorney was hired to handle that part before I was hired to handle all other matters, including settling a $500,000 debt with the...

Hey all, I’m starting a new job soon (in 2 weeks to be exact), but I haven’t been contacted by the firm. Should I be concerned?

Did anyone from your past tell you you wouldnt make it as a lawyer? Did you ever rub it in their face later that you in fact did?? 😂

Anyone in this bowl based in Central Florida that would like to connect?

How do I professionally decline a second interview? I know for sure I don’t want to work at the firm.

What are the chances of getting a lower offer because you're POC applying at a fairly large law firm? Not big law or anything but still. Friend and I both got offers, came out of the same school and have very similar internship experience. He's white and I'm not, his offer is significantly higher. How low is low enough to walk away?

Thinking of pivoting from insurance defense to something more meaningful and (dare I say it) with more work life balance. Currently in my 7th year of practice and am just tired of ID. Anyone make the transition? Any advice?

LA fish: Any ideas for Pro Bono assistance for nonprofit community/cultural orgs? A family member recently joined the board of a nonprofit community/cultural org and is looking for counsel. There are no active legal issues, but they’re just trying to get affairs in order and have systems in place in case any do arise. I’m unable to represent them myself due to my work and lack of experience, and I’m unfamiliar with potential resources. Thank you!

With all that is going on, has anyone seen any positive changes in their organization?

Kind of a quick rant. I did a quick search through some firms websites because I am thinking of switching jobs. It is definitely clear most firms still do not embrace diversity. I know diverse applicants must be just as qualified! So what is keeping attorneys of color out?? It’s so discouraging.

Ketanji did not come to play! Came out of the gate ready to fight and turn these racist arguments on their heads. The way she was dropping 14th Amendment bombs on that man made me so happy. And this is only her first day. I just hope they protect her well.

Not legal-related but: thoughts on A Jazzman’s Blues? I loved it. Been a while since a movie has stayed on my mind long after it ended, like this one has. Shocking Tyler Perry wrote it. “Paper Airplanes” is a hauntingly beautiful song.

Thoughts on whether DC or NYC is a better place to be as an attorney of color?

Have you ever been told off by an older attorney of color? We have one Black partner at our firm and in conversation with him this morning he told me I should work on sounding and looking "more professional" and not let my "tone" or "bad attitude" get in the way. I don't think I've ever had a bad attitude at work, and whatever "tone" I'm speaking in it's my normal one. As a Black woman I just feel super weird about it and kind of sad.

Anyone feel like your job sees you as "one of the good ones?" It hasn't explicitly been said, but I'm one of the only Black attorneys at the firm and I think my white colleagues and partners see me as an example of how Black folks "should be" cause I mind my business. Basically I feel like a token, and I don't know how to shift that idea while staying professional.