Any tips on how to minimize your healthcare costs in the US? Fairly new to the country, and getting quite high medical bills from specialist consultations and procedures. E.g. got a >$350 bill for a less than half hour virtual consultation (2nd visit) with a GE. Have an Aetna insurance, high deductible. Disappointed Amazon + GS + Berkshire were not able to accomplish much

like
Posting as :
works at
You are currently posting as works at

You end up fronting costs with a high deductible plan, but consider 1) looking for specialists that are in network 2) comparing price between specialists (this won't be a lot, but if you can knock off $50 why not 3) asking if there is a discount for paying cash directly to the provider - this saves them administrative burden with insurance billing. If you would prefer to not pay a lot upfront, consider a PPO plan with a lower deductible. Your premiums will be higher but if you go to the doctor frequently, it can lead to more cost savings.

like

Thank you, very helpful!

Use a comparison service such as Castlight to compare costs across providers. But primarily, with that plan (I have the same one) you’ll experience some initial sticker shock but ultimately building up your HSA and tracking your spending to predict/inform decisions will help you.

like

Thank you! I used the Aetna app for estimated cost, but seems it was not very accurate. Will try castlight.

Related Posts

Attempting to renter the workforce after a 2 year hiatus due to health issues followed by the pandemic. During this time off I had minor success running a small business, but not enough to pay the bills. I have 3 YOE, 1.5 as a Loan Officer, and 1.5 as a consultant within compliance and Fintech. Please let me know of any fully remote positions, or hybrid positions based out of Chicago or Milwaukee. I live in Dubuque IA, so for in office work it would have to be in Dubuque. TIA!

like

Are there any agencies in Boston that have pharma/healthcare accounts?

like

Best consulting firms in Houston for Healthcare?

like

Bit of a unique situation. I think my offices FDD team is falling apart. Since covid, 1/1 partner resigned , 2/3 of SM quit, 2/2 managers quit. I’m a bit concerned with deal flow moving forward. What would you do in this situation? Should I try to jump to another firm? Maybe ask for a raise? Honestly I am getting pretty crispy mental health wise

like

Does anyone know if there is anything like short term disability coverage for mental health leave of absence from work?

like

My doctor wants me to take a medical LOA. Thinks I’m too stressed at work/have so much anxiety about work that it’s having physical effects (heart palpitations/chest pains/panic disorder). I know I should take the time, but feel bad letting people down while my firm is so busy. What’s wrong with me?

like

Is it easy to get a nonconsulting role in Social Impact, Corporate Social Responsibility, Purpose & People? MSHR and SHRM-SCP with 10+ years of experience in compliance, global mobility, people development, workforce strategy and disability advocacy.

like

can you appeal a prescription insurance claim? I was not told it would cost me over 2k just for 90 pilIs I do not need (theyre anti inflammatory meds, instruction says "take as needed")

like

Can I convert a previous employers 401k to a Roth IRA? Are there penalties against this?

like

Pre tax 401k or Roth and what % did you contribute?

like

Aetna or Premera Blue Cross? East-coast based if it matters.

I'm calling in sick tomorrow. These polls are really making me nauseated

like

I need serious advice. I’m so sick of the one matrimonial site I’m on. Any suggestions on which ones actually work? Any success stories from those of you who went this route? 30F fwiw.

like

I'm getting sick of my brother that keeps stringing along and hooking up with women, never settling down. He's 45 and gone through 2 divorces already (guess why?) He keeps telling me he wants to find love, then next day he brags about all the women.. the cognitive dissonance man

like

Is it common for insurance companies to disallow legal research or cap the hours you can spend doing legal research? Do you think that capping the hours for research can breed bad attorneys or even worse lead to malpractice claims? Wouldn’t the insurance company have some liability if that happened?

like

Looking for recommendations for a rear facing car seat that reclines well. Currently have a Nuna rava. My first was fine with it, but my 2nd (who is 1+) seems to get car sick and pukes on longer trips. She loves her nuna pipa infant seat though (basically lying down) and never gets sick in that. We're keeping her in the pipa for as long as possible, but I need to find a convertible option soon. Curious what other moms in similar situations picked.

like

Skin advice: Not trying to get too medical here. But, I’ve been having bacne (and related pigmentation) on upper back and upper arms. Doctors have called it Keratosis Pilaris. I’ve tried multiple things but nothing REALLY seems to work. Any tips / suggestions?

likehelpful

What % do you contribute to your 401k and what's your age?

like

Hey - Just checking if anyone has a spare electric pump through insurance that they dont plan on using? I broke one of mine and have 1 left that I have to carry everyday to work. Really appreciate!

2 years into this job and already flagged as "pre-hypertensive" in annual health screening (all other metrics the same as 2 years ago). Guys don't forget to breathe!

like

Additional Posts

4mo pregnant and having one of those hell project days where all I want to do is slam my computer shut and pour myself a Hendricks and Tonic and slowly melt into a puddle in the sunshine. ... Anyone got any good nonalcoholic coping mechanisms for these days?

like

Which books would you recommend to a product counel for tech startup about strategy, management, and leadership?

like

Can PwC employees expense Clear membership instead of pre-check?

like
likehelpful

Really would like to start trying for a baby end of next year with my husband and have the conversation now but so anxious just in case he isn’t ready... I want the timing to good for both of us

like

Does Accenture do H1B transfers in US?

like

Comp question - what should a B4 Senior with a CPA, CFF, CFE, and a MBA with 4 years forensic exp (D&T) and 6+ years non-forensic exp (industry) in NYC and DC markets expect in this current climate?

like

Stories of expense audits resulting in high performers being let go?

like

Many Big(?)4 mgrs /srmgrs /prtnrs remain traditional & creative-less: unable to stretch thinking / writing / comms beyond their mental-borders ——> they forcefully remain anti-immigration

like

I think I want to have a baby soon and husband is onboard .. might start trying by year end BUT I’m worried about career progression and I worry how we will manage everything. We both work in finance and busy season is tough. My parents are around so they can help but just looking for advice from super moms on how they manage it all

like

anyone received 2nd h1b lottery results in EY?

like

For those who have switched big 4 firms, what was your reason?

Any good resources to check out in preparation for an interview at Oliver Wyman? Courses / websites / books, I’m looking on how to best prepare.

like

@pwc which verticals being hardest hit by layoffs?

Any 🐠s gonna be connecting through ORD? Goose Island meet up? 👨🏼👨🏿

like

What's happening when my expense is "Escalated" on gT&E?

like

Hi. I'm a fresh MBA graduate from IIT-B with no prior work experience. This Covid has taken a toll on the opportunities for fresh graduates and I'm looking out for people who could guide me or refer me for the same. I have 9 months internship experience across marketing and operations domain and 6 months experience of running my own business which I had to close down. I've been a freelance Content writer and event organizer as well. It'd be really helpful if you could help me with this. Thanks.

Post Photo
like

How do you ask for a project role at the next level, on a project you already are on assuming there are new roles opening up?

like

Fishes, looking for recommendations on growing business development and sales skills. Finding and growing pipelines, establishing marketing materials, closing sales, and similar for services. I have on the job experience within consulting but never any formal training or education. Entering a new role where I'll need to build organizational capabilities from scratch. Any recommendations on programs, certificates, courses, books, or other similar ideas would be greatly appreciated. TIA!

like

This is why I go Marriott

Post Photo
likefunnysmart

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.