Can I afford a $1.2 -$1.3M dollar home in Cali?
Age: 32
No debt
Married, one child
Gross Income: $160k
Cash/liquid investments = $600k

Housing market is crazy, especially in Cali, but wifey and I want our own place. Appreciate any insights.

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

What percentage of your income do you save, invest and spend?

Is there anyway i can analyze profit/loss for my coinbase pro purchases?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Thoughts on credit funds? Immediate start offer is tempting.

Without thinking it through I signed up for two cards at the same time I need to spend 8k in three months which is fine but any way to track my second against promotion vs actually loooimg st my state

Specific question for fish based in the UK.
Could you let me know what your employer contributions to your company pension scheme are?
For instance, they contribute half of your contribution up to a maximum of 3%. Before any tax incentives etc.
Interested to see the variances, it seems to be substantial from what I've seen. If it changes with level/seniority, please make that clear as well so we can differentiate between companywide averages and individual circumstances / positioning.

How long did it take after getting your license to actually start making money?

Who does your taxes? Need a recommend. Thanks.

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

What is the most you've invested into a single stock?

What is the biggest loss you've endured?

What happens to my 401(k) now that I’m leaving the firm?

How do you recalculate NAV if ownership percentage times the capital balance per the audited financial statement is leading to a variance

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Do siemens blacklist if i quit within first week? What probable actions they can take

Does anyone here only go after the am 100 law firm partners and counsels?

A friend of mine is thinking of joining Securities America. Thoughts and/or reviews are appreciated.
Thanks in advance!

Pretty sure everyone knows I’m stoned rn

Has anyone bought a list of prospects that was actually legit? If yes, what company did you use?

How much does A&C 3rd year SC make in India? Planning to make a switch to USI.

Weezer fans, give me a 👍

How would you go about asking a potential employer about working hour expectations, like being on-call or working 8+ hours a day? I don't mind working extra here and there, but if 50+ hours are required I plan on asking for more compensation. I plan on getting this in writing should I get an offer.

I have an Amazon Hiring Manager phone interview Tuesday. Can I use my phone instead of my computer? I’m just worried because it looks like there’s no video with through the phone app. Is this okay or will the HM expect to see me on video?

After I eat sehri, I just want to lay down while my stomach looks like a mountain. Then I become so lazy to get up for fajr. Shaitan is locked up, it feels like I’m the shaitan, don’t wanna get up ...

How many times is too frequent when you speak to your coach / team about manager promotions?

Is there any easy way to handle FedEx/ups tracking numbers? I’d like to have some formula that would just show the status in another cell.

Interviewing for a junior role on a deal team. Part of the interview will entail a business case analysis. What should I expect and how to prepare?

I just completed the interview process at CGI, the HR called thereafter saying that I've cleared all the rounds and they'd like to give me an offer. They also sent a couple of mails for required documents. But I am yet to receive the offer letter, is this usual?

Need referral for fresher java role Mumbai location

What is the CTC offered for grade C4.3E in Software AG in Bangalore?

LIRR is packed today, there’s rumors my job is moving to Tuesday - Thursday in the office. Are a lot of office bringing back employees?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Any one knows what’s the easiest way to order a radon test for new construction?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Does buyer have to share appraisal with seller? Can seller request it?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!