Can we contribute to our 401k beyond the 19.5k in fidelity? Upto what amount?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

What all are the benefits IQVIA provides. Need to understand on below points-

1. Leaves
2. Meals
3. Transportation
4. Medical benefits (like dental, optical)
5. Allowances
6. WFH
7. Bonus that excludes from CTC and variable
8. Annual/Half yearly parties
9. Goodies or gifts during major festival
10. Anything else 😅

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside

Newbie trying to buy some alt coins. Currently have some money put into eth and ltc. Suggestions please?

Hello,
Does Cognizant provide reimbursement for WFH setup?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

What are some good modern/post-pandemic personal finance books you can recommend?

Hello fishes, please suggest me some tax saving methods as iam getting around 10k got deducted in tax.thanks in advance.

So I used to work for a company where my job was good, was a director of business solutions for a fashion brand. Only issue was that the CFO micromanaged and ended up leaving. My background is digital transformation however I took an infrastructure position to rebuild a provincial healthcare system. I always lacked the hardware side and thought this was a good move but I feel like I’m losing my digital skills and don’t enjoy the work. I’m in it for 7 months now.

I’m a junior and I have the opportunity to join the employment and benefits group as a specialist. The alternative is VC/M&A.

I’m under the impression that joining the EB group will still give me decent exit ops, has more manageable workflow (less unexpected dumpster fires like in deal-work), and a somewhat better WLB because of my previous point.

Any disagreement/any other things I should consider before deciding?

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

Hello Fishes

I have been offered a role on Nokia, Bangalore. Wanted to understand the work culture, hybrid work timings/ flexi work hours , health Insurance details .
Can someone please help here?

Graduating with my finance degree in about a year. I took a part-time healthcare position fill my employment gap but most of my previous experience is in manufacturing logistics and customer service. With my background, how do I break into a finance or accounting role? What positions do I apply for? I would like to make at least 45-50k a year min starting if possible.

Use savings to (partially) pay for business school or invest and fully cover via loans?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

What will be the expected salary for a role of Software Engineer (2.5 YOE) in Thoughtspot (except RSUs,benefits)?

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

Does anyone here have a Tesla? Should I do it???...

I’ve been depressed for years now and this past week I lost a dog I’ve had for 15 years; he was one of the only bright spots in my life and I’ve just found it so hard to focus or motivate myself on anything after this. I genuinely feel like I’m at rock bottom, Idk if I’m crazy to feel that way bc of a dog but I used to be able to control this and put up a front but now my depression and anxiety are starting to leak into my work conversations completely unintentionally, I wish this would stop :(

I see a lot of people who have crippling anxiety here work out to feel better. My crippling anxiety kind of paralysis my legs (or at least feels like it to the point that I can’t even walk). Does anyone have similar symptoms and solution for it?
I am in therapy right now but just wanted to hear from someone who is also going through it

Looking for advice! I was approved to work remotely but my salary will decrease 10%. I received two raises so the decrease brings me down to my previous salary. I was told that it’s due to the cost of labor in the area.

I’ve been with my company for 8+ yrs, I love my manager and the work I do (engagement, recognition, & wellness programs) but I feel like I’m limiting myself since I have the experience, an HRM degree, and SHRM-CP credentials.

Should I apply for roles outside the company?

I’m an Environmental Protection Specialist and make pretty good money for what I do. I just feel like I have more to offer than being a worker bee in a system at 25. I work with a lot of retirees and would love to return in my latter professional years. I have my Bachelors in Applied Coastal Environmental Science and want to expand my options. Any suggestions that won’t require me taking a crazy pay cut? I’m pretty much open to anything.

Looking for honest opinions: would you trust career advice from someone who doesn’t necessarily have a background in career coaching but has always been “that friend” that everyone calls for career advice, resumes, salary negotiations etc?
I have a long background in management and have been very successful in climbing the ladder but I would love to start career coaching on the side. Any feedback is helpful!

I interviewed with PwC for sf dev two weeks back. Last week I called up the HR who got me interviewed for an update on it but she just said that give us some more time we will get back to you. Is it pretty usual in PwC to take this much time?

Hi fishes

I want a referral in the data science domain. I have an experience of 2.5+ years in data science and analytics with skills in python, sql, data Analytics, machine learning and SAS.

Currently having a notice period of 1 month, I’m looking for a change.

Please let me know if you have a suitable role for me in your organisation.

Thanks.

Do creative directors have the power to ignore their copywriters and go with their own ideas?

Team Structure

Since rolling out SN in our org, our team has changed shape just a bit. Try to understand how other operational orgs are doing things, what does your SN team's structure look like?

In my case:
2 Developers for Integrations and Discovery
3 Developers for Core administration, Catalog, and Request
1 Architect
1 Technical Manager
1 Platform Owner

All domestic and some additional development is done by one of our partners

What kind of consulting did you all do and where if you exited to PE investing roles? Every single head hunter I’ve spoken to says these MM firms want banking experience

Hooked up with my ex today. Something about the holidays really tends to bring out my self-destructive tendencies.

36 F Black NYC Divorced, 1 tween. anyone want to get to know one another better?

I’m a Pro now, baby!

How is business going to you?

We added one new member to the bowl this week! Rock and roll my fish friends. Your task for the week is to add a fish, be transparent at work, and work to some day take over Charlie’s job.

So a client who brought me on for a rebrand/relaunch has shifted his social media in house to his friend’s 17 year old son. Despite his age, the kid has less than no clue, the posts have typos, I presented some concepts based on certain elements being in place...he ran with them despite those elements not happening...I should sit back and laugh(ok grin). But now I’m hearing people think this is MY work typos and all. FYI I’m talking typos like “your” and “you’re”, see our latest “add”, etc

I am curious how other inclusion teachers are being utilized when the school is doing remote learning. I find that I am sitting in the zoom class and have very little opportunity to contribute. I am having discussions with my teachers on ways that I can better support them and the students when remote.

Guys, can you list down your experience in working with EY, which you are missing in your previous job. Or, something good at your previous job which is missing in EY. Please comment those. It can be anything like good project, managers, WFH, benefits, flexibilities, Hi, 

I want to cancel this 200Rs Netflix membership for this month. How to change this in my card settings, I am not able to find the settings in ICICI website to cancel this. 

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Best long term investment strategy against inflation to get to a large nest in for retirement?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

27 F. Work as 1st year associate in Big Law NYC. Base salary $215k, bonus is ~$10k (lowballing), student loans are $150k, total savings are about $100k. 0 family money and will likely be supporting parents long term. Any advice on how/when to start investing in real estate. Currently have all savings in market (with personal investing in index funds or 401K/RothIRA/mega back door).

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

Does anyone have any inspiration stores of FIRE without an incredibly high income/family financial support. Looking for hope 😅

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Do you count your car as part of your NW on Mint/other trackers?

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Anyone know of a good cross-border US/UK financial fiduciary?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling