Company 401k vendor has extremely bad customer support (almost shady) , keeps getting sold off. I have a separate 401k from prior jobs. Ideally I would have consolidated into one but given the situation I feel like it will be a bad idea. Is there a way for me to move my prior 401k balance to an external 401k provider ? Any other suggestions on how I can put my 401k $ with a reputed co

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Think Covid is gonna get out of hand in the few months. Any stock recommendations in light of this?

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Does anyone have any book recommendations for information on buying a house?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

YOE:8.3
Current CTC is 10l, and I have offer of 21l
I'm trying to negotiate with fidelity investments for 28l(given my experience). How can I try better convince them? Please advise. Thanks.
Also i am being given grade 5, is that correct as per my experience in years?

Has anyone seen an uptick in fraudulent paperwork ? I work for a single family company with 15k homes in our market and we are seeing so much . Funny thing in they always NSF app/holding fees a few days before or on their move in date and the fraudulent paperwork just follows after . Some we have found they change the fake ID around and use the same picture with different information . It takes so much of my work day catching these fraudsters. What have you done to combat fraud?

Renting a car vs buying, which is better in India?

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

Isn’t ARKK a self fulfilling prophecy? Billions of new investments made into ARKK every month - hence millions of stock being purchased in relatively small companies that otherwise wouldn’t have seen so much demand (higher demand inc price). Am I understanding this wrong?

Salam, I would love to hear how you all contribute to your 401(k)s and what they’re looking like right now .

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Currently have CSR and thinking about downgrading to one of the Freedom cards. I currently have 150k in points. How would that effect it if I were to downgrade to a Freedom card?

Hi all, I completed three rounds including hireview test in jpmc and HR has asked for last payslips but post that i haven't heard from them,. Could anyone let me know should I wait for them or they will come back anytime soon

If already accepted the offer letter of TCS for one SKill and another opening came in TCS for another Skill. So can i apply for another role ? And If yes if I cracked another skill interview , Will they give hike on my current TCS offer ?

Does anyone have any cool or major projects they worked on OUTSIDE of advertising? in a previous life or a side project? Drop a link or a description, would love to see some inspiring work.

Hi fishes,

Please help me choose the right option considering yearly hikes, promotions and good projects.

Tech stack - SAP finance
Yoe - 8.5 years

Pwc offer - 19 fixed + variable + 1.5 lakh joining bonus
Accenture offer - 22 fixed + 0-27% variable + 1.5 lakh joining bonus

I had a first interview last Tuesday with Amazon, which I think went well, although I still haven't heard back 6 days later and then got an OOO annual leave msg and a no response when I chased up the named colleague today. Is this typical behaviour others have experienced when dealing with the big tech company recruiters? I found Google and Facebook recruiters to be efficient and TikTok so-so, if not a little slow, but 6 days+ seems poor.

Anyone ever quit a job 5 months in without having another one lined up?

I’ve been told my company is changing my title from Associate Director of BD to Sales Executive. I’m concerned it reads like a title demotion. Is it just semantics? How will this look for my career development? Curious about the standard perception of Sales Executive from a seniority perspective. Where does this land on the sales roles hierarchy? For context, it’s a professional services firm, I’ve been there 3+years, and they gave a Sales Executive title to someone who just started 5mo ago.

Hey people

I have recently received an offer letter from PwC and have signed and accepted the offer (via Workday portal).
Now when I check the tasks against the job on workday, I can see no tasks pending and under completed tasks: a green tick against 'review and sign offer letter (step complete)' (and I can see the offer)
I am told that I would receive onboarding emails from HR, but I haven't yet.
My DoJ is in the fourth week of July. When do we generally expect these communications?

How is Sifive india wlb and pay , no one’s talking on fishbowl about it apparently 🤷🏻‍♀️

What is the cooling period for different semiconductor companies? Someone we have to wait 1 yr for another chance to get an interview at nvidia. Is that true?

Google onsite to HC rate? Is it around 50%? Do you need to get 3 leaning hires to make it to HC?

What role “generally” pays more at Google? Product Manager or Sales Engineer?

Best high yield savings products?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Thoughts on personal loans to consolidate Debt?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Have about 5k to invest - should I do FXAIX or FSKAX?

Anyone ever use a credit repair service and have success?

What does 401k mean?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Google stock to buy now or after the split?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?