Dave Ramsey recommends putting 15% of income towards retirement after paying off debt - not more or less. What about if you are only starting to save for retirement at 35-40 plus?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Was there ever a time you wanted to give up being a real estate agent?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Any realtor recs? Looking to buy in Seattle

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

Anyone looking at airline stocks or ETF play?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Hey I am a new real estate sales person kitchener/waterloo area in Ontario, does anyone knows some real estate brokerage that provides training and has low commissions split as well?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

I have square stock that I bought at 240, do I hold? And what’s everyone’s thoughts on Zoom? Sell or hold?

TD Ameritrade, according to their required short interest reporting, report121% short interest still outstanding on GME

I have 3 years of experience. Got selected in HCL.
I have an offer from Nagarro of 15 LPA, but HCL is saying we will 16 LPA, more than 16 LPA will be over budget for your experience.
How much is salary for 3 years experience in HCL?

Hi,
Anyone here about to join Accenture Gurgaon on 14th of November?

Hello KGS folks, did you get your salary credited today? I didn't get it, my account is in SBI. Did anyone else also face this issue?

Curious what other opportunities are out there for licensed insurance agent in P&C, Health/Life/Medicare. No sales.

Poll: What dress code do you follow at your home office?

Does 401k count as savings?

I have joined nagarro in Jan and till now my journey has been very good ,but listening to recession news I am getting tensed is nagarro secure in recession if u are in a project and performing gud,should I look for another company or here job is secure .please old nagarrians reply

Hi Guys,
Need your advice. I have forgot to enter challan details while filing tax and then e-verified then it return with pay later option, though i had paid the income tax first first hand via pay now option.

Will i get outstanding demand plus need to pay penalty for late payment in this case?
Also when will i receive the outstanding payment notice if it happens?

What is the starting salary for a new partner at EY Canada?

Is it a fail of character leaving biglaw? I want to leave, but despite the constant stress and suffering, I can’t avoid feeling like it’s my fault or that maybe I’m over exaggerating how I feel. All my colleagues feel ridiculously happy, I’m the grinch one that’s never enjoying the grind (but the grind is hard and competitive, very competitive) :( any thoughts? Is there future after quitting biglaw so young?

Help! What the hell was I think switching to transactional real estate with a small corporate component? 😳 I feel so rushed all the time, like I can’t get a second to focus and these documents are endlesssss and boringggg. I’m a second year in a mid sized firm that pays close to big law and works opposing big law. Words of inspiration or wisdom, please.

Specialists, when I send a request for comments and give a reasonable deadline, and ask that you let me know if you anticipate an issue with meeting said timeline, why would you not respond and then not send comments on time?

Am I missing something? Do I need to be more clear? Follow up more? Call you? Carrier pigeon?

I don't get it.

Hello fishes,

I'm a Business Analyst with 1.2 years of experience and currently, I'm trying to switch to a different organization.

I have worked on and have been part of various analysis and case studies in my current project and have experience working on Bridge Insurity tool, Python , SQL ,C#, .NET, Data Structures and Algorithms.

Please refer me if there are any related opportunities in your firm.

Thankyou!

Hey all
I am looking for a female flatmate to share a 2bhk with me.
Gurgaon office
Flat is within 1 km from office.

What pre wedding beauty/wellness regimens are you doing leading up to your wedding?! I’ll be treating myself to monthly facials; orange theory 1-2 a week and will be doing a keto diet a few months before the big day 💞 wish me luck 😅

Utilization rate this time of year?

Any EA’s at KPMG? I have a phone screen Monday morning and I’m curious about culture in their Boston office!

This is a long shot but anyone on here in Brazil? I need to hire a good Data and analytics person in Brazil. Must know sql (but not necessarily super advanced) and R or Python (but again not the most advanced)

God that first sip of coffee really slaps.

Paid off my account debt!

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Google stock to buy now or after the split?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

What does 401k mean?

In your opinion which is the best target fund to choose in IRA Roth?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?