Does anyone have an excel breakdown of travel credit cards to pick? I’m torn between Amex Plat, Chase Reserve, and capital one venture x? Any opinions??

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

My flight is at 6:45am tomorrow Im in the north end - will uber/lyft be available at this time??

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

My wife and I are moving to Boston from overseas (we’re from Italy and we’ve recently won the diversity visa green card lottery).

We are looking to rent a 1BR starting in January, ideally for ~$3k/month. I’ll be working in the downtown area.

Do you recommend we go for a serviced/luxury apartment (e.g. Montaje, 345 Harrison, etc.) or hire a broker to get a “normal” apartment?

Any managed buildings recommendations within our budget? Also, what are some good brokers we could work with?

Thanks!

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

What engineering fields have the most opportunity for someone who wants to travel as part of their job?

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

Is flipping houses worthwhile? I like decorating and renovating, so I'm thinking that maybe I could go into this and try my luck.

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

Is it smart to set up an LLC for holding investment properties and other securities?

I have PMP prep books, anyone want to borrow them?

Anyone build a house in NVA? We're planning to move to a bigger house in a couple of years and building is an option if it's not too expensive. Anyone got any builders or $/sq ft info? Thanks!

Hi, Received CTC breakup on email from HCL HR team but still waiting for the proper offer letter for last three weeks. Any idea how much time Hr takes for releasing the offer letter? My last working day is on ,10-Aug-2022.

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Drowning in work with an increasingly bad cold. I need to nip it in the bud. Anyone ever tried out the neti pot or have any other recommendations? Drinking herbal tea by the gallon.

I’m an analyst & have been working towards associate – I was recently offered an associate role on a different team, but simultaneously am feeling burned out and thinking of leaving the firm within the next 6-8 months to work at a smaller company. I want to accept the associate role for my own professional development and growth. Tips on leaving a role after 6 months without burning bridges? Is that possible? I feel somewhat guilty about leaving my team, but know I have to prioritize my career

Anyone have hospitality brand/culture marketing connections in Chicago?

Getting an opportunity to move from ZS Associates India to IQVIA UK. Can’t compare the pay because they are quite far apart (ZS pays much more than IQVIA). Thoughts on moving from ZS to IQVIA in the long run?

Thinking of moving from Big4 cyber to Accenture cyber. Any major differences (other than no channel restrictions).

What advice would you give a new L7 in cyber coming from D? Will it be hard to rebuild a network?

Can someone tell me if a HRBP III is more senior level than a HRBP I? I’ve never really dealt with those titles so I am a little confused!

I am a BSc IT Graduate who's been working in BPO for almost 5 years.
I was planning to make my switch to Data Analytics, is that a good choice?

Can this previous experience of mine come in handy, if i have to switch to BA or DA?
My Current CTC : 5 LPA

Would i be starting as a fresher or can i be able to milk this experience of mine to switch to this new role?

Folks ..what do u like about BA continuum ...I have joined recently and couldn't find a single good thing about this org...be it onboarding, no laptop provided ..and goodies toh i made a big mistake by expecting..why is BofA so overrated ??..

Is principal consultant equivalent to senior manager in pwc? @pwc

To the moon…Oh I mean back to earth. Sigh 😞

Hello LTItes, i joined LTI a month back.
I attended a client interview last week and was selected for the same. Now they are asking to join within a day or two. I'm having my mom's surgery this week. How to safely refuse to join this client project for at least 10 days. I can't take leave for 10 days.
Can anyone please help me with this? I'm confused and scared.

Thanks

Snowflake people - how many shares did they give you pre-IPO, how long before IPO did you join, and what was your level of experience?

Would you trade Davante Adams for Sammy Watkins?

Currently SM at Bain (4 years post MBA) and was approached for a senior associate role in portfolio ops at a large PE fund. Been told 2.5 years to VP and another 2.5 years to director. Feels like the role is a bit junior but offers a 50% pay jump.

Thoughts on seniority? Also, any interview resources for PE portfolio roles?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Is there any realistic way where tipping in the US goes away and we start to be like other countries (e.g. Europe/Asia)? Raise the price of the food, pay servers a fair wage, no tips? Just a dream 😅

I'm guessing no because businesses will fight hard against this (customers subsidize wages) and certain servers benefit from tipping as well.

Only other thing I can think of is if everyone collectively decides not to ever tip again and it forces business to change. Won't happen though.

Got a hefty joining bonus and the taxes trimmed it almost into half. What did I do wrong? Will I get some of it back when I file next year? Also, anything I should do going forward? I don’t have a tax adviser and have been doing it myself so far

Combined outstanding student loans for me and spouse $$70k.
Do you recommend pay down quickly a la Dave Ramsey, pay minimums and invest the rest, hold out hope for student loan forgiveness or something else?

Additional context - own a home in suburbs (2.15% rate, 255k outstanding, and a few 0% loans for couch, computer, Home Depot, 1 child in daycare

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

With rates going up, is now a good time to start a CD ladder?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

How much do you all have invested in safer funds vs stocks (outside of retirement accts)?
Currently at a NW of ~350k and have 125k in funds and around 70k in stocks, including ESPP. I’m fairly young (late 20s) and wondering if I should throw more into the stock market over the next few months or wait it out for a correction

What are your thoughts on Baidu as an investment?

I am trying to do a backdoor roth but have about 60k sitting in traditional IRAs. I also currently live in NYC, would it be best to rollover everything into 401k, then do backdoor?

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

Is right now a good time to rebalance my 401k. Want to move everything out of target funds to index funds. But worried it’s not a good time

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

How do folks effectively save for a house down payment and max retirement?

Does anyone follow the 3-fund portfolio? If so, could you share your 3?

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!