Does anyone stress about student loans? I have $176k in loans and as January gets closer, the panic attacks have gotten worser. I am in-house at a Real Estate company (making $90k), which is terrible bc they are going under due to the market. I am working to transition to big law for pay, job security and more technical skills. I am a 2019 grad and it just seems so hard to break into big law.

I just need advice on what to do. My mind is scattered and stressed! Thank you in advance!

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I posted a thread asking who has the most in loans in the general law bowl a year or two… let me see if I can find it. Made me feel better about my 160k in loans.

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*Cue HighSchool Musical’s “We’re All In This Together”*

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PAYE is the way to go. Capped at 10% of your income and you’re only taxed on the forgiveness at the end if your net worth excluding the student loans is positive at the time of forgiveness.

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Is REPAYE ever better than PAYE? I thought you only do REPAYE if you can’t get PAYE.9

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Yes all the time

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