Does it make sense to renew a Chase Sapphire Preferred this year?

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For some people it is a yes and some people it is a no. What do you value on the card and then decide if it is worth that cost. Me personally, I got rid of it.

helpful

If you decide to not renew, see if you can downgrade to a no-fee card so you don’t lose your points/lower your credit score

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Can you keep the points after you get rid of it?

It depends

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Does Amex welcome bonus jail apply to all cards like platinum? Also any way to get out of it(or at least know you are denied bonus before you get a 5/24 chase hit on you)

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If you could go back in time what would you tell yourself before taking out student loans?

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Joined JPMC in September as 602 associate. How much to expect in performance bonus and appraisal hike?JPMorgan Chase

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There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

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Anyone knows about the base for chase PCA?

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Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

likeupliftinghelpful

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

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I got laid off and not sure if I should find a place cheaper to live by myself and pay rent with UI for couple of months while studying or go back home where family is and contribute much less than I will be spending living alone to parents for rent. I will be saving a lot. Problem is younger sister who is mentally draining and steals my things, makes nasty comments towards me lives there and her bedroom will be right next to mine. She once got me arrested for no reason. What should I do?

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I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

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Apologies if it is off topic.
My brother has over 20 yoe in electric and 10 yoe in solar engineering including owning his own small solar company. He is looking to relocate to US or Canada. Can anyone provide any lead on which companies provide sponsorship? H1B or Canadian work visa. Thanks!

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Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

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For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

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I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

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If you have 20k that you wanna invest or do something with it to let your money grow, what would you do (besides investing in the stock market) and why?

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At what investment size should you typically start using fee only financial advisors?

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I was one of the first people to get a CSR when it first came out - can I downgrade to a CSP and get the CSP bonus? Or how do I take advantage of the 100k CSP signup bonus?

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I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

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A lot of my friends (on H1B) have bought houses in suburbs (or away from City) the past year. I really would like to stay near City (NYC). Any of you considered or have bought apartments in City area instead of huge suburb houses? Any pros and cons that you are aware of?

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What's your target retirement savings? Target age? Combined or single?

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More Posts

Putting in my two weeks with no job lined up to spend some time with my family and volunteering. Anyone have experience with a gap in employment? Will this ruin my chances of getting a “good” job by January? Have I gone completely insane?

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Dyscalculia-c here, so request no judgement on question. If I have 10k in 401kA and 20kin 401k2 , will I make more in growth if I combine them into a single 401k? A friend was trying to push this logic but it’s beyond me.

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How much % hike we can expect from IC2 to IC3 under stevemiranda org ?

likehelpful

How are the mulesoft projects in LTI?

My boss fired me because i ask for clarification on my employment right.

I got hired not long ago. I realise some of the employee benefits i was told (missing in the contract) contradict with what’s stated on the law. So i email the boss about it and ask for clarification. Immediately after the email i was fired.

Just want to make sure people know this and don’t apply jobs in this shady company- it is called UniQ Biotech, in Delta, BC, Canada

Post Photo
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Partners, were you always recognized as a top performer throughout your career?

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Hi,
I had call with the HR for he position based out of Mumbai everything in interview and they are ready to share the offer. however, I quoted for 10 lakhs and they said for fixed pay of 8.75.
Although, i checked on Google as well average pay they are giving is 9.7 lakh
So should I accept the offer as per their negotiation or shall positively tell them why 10 lakh is justified?

Oct. 15th is almost here. Hang in there!

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I have my first case review I am kind of nervous about it, wish me luck. I am not scared, I am just nervous about it.

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So I'm winding down a three-month LOA for my mental health and burnout. It took a month to feel semi-normal; new meds, new routines, and therapy. Now that I'm closing in on my return date, I feel as though I've made no progress at all. The feeling of dread in dealing with the job is starting to overwhelm me again, and I feel hopeless. I have discussed the mid-career crisis aspect and think I'm still there, I just do not care about the job anymore.

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How is Karmarama these days? Good work + nice people? Can’t access the campaign school reports…

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Looking for an accountant to help with self assessment as well as consultation on billing etc. Any tips is greatly appreciated. Thank you.

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1st company - marketplace technologies (21 months)
2nd company - questec consultancy (8 months)
2 years break -full time MBa from tier 3 (alliance university)
3rd company - trimax IT infrastructure (17months) left due to late salaries
4th company - accenture ( 4.2 years )
5th company - wipro ( joined on feb 28th-2022)
Currently 8.4 YOE , 26.5 CTC. Skill business analytics in reporting

With above switches When should i make next switch?

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Hi Folks
Just wanted to know how is Airbus as a company to join for a person from Sap abap hana technical?
YOE 4

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hi Recently I had an interview at Airbus for Technology analyst ii role. That was the final round but HR did not give me a number after my expectation and said that they would offer me as per company standard . can you tell me what is the pay scale at this position? this is for e2 level

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Hi All,

I have a confusion to join cognizant,bcoz lot of controversies heard about cognizant,but i have no way,Since i had only one offer letter,also my DOJ is on November first week.Can you guys provide the view on joining to CTS.

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Recently moved to Toronto, companies based here not considering prior experience equivalent. What is @Accenture 🇨🇦 Deloitte🇨🇦 pay scale for Senior QA (8YOE). Appreciate your help! Accenture Deloitte

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I'm the hiring mgr for designers in my org. I recently discovered pay band information given to me by the HR generalist I'm working with on hiring was outdated and updated bands had been released over the summer (prior to my hire date). The outdated information had led me to believe a prime candidate was out of range. Aside from incompetence, can anyone think of a reason why HR might have withheld information about the pay bands? I assume mgrs see the full monty when it comes to pay...right?

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I accepted a 95k systems engineer role in VA with KBR and is currently going thru a clearance.(MAY START DATE)
Northrop offers me 92k w/ 3k sign on which is 30 min from home in MD for an associate systems role. They also want to give me a clearance but it will start as an interim so I can work sooner than may. MY DILEMMA: Kbr states that they know I need money now so I can accept an offer with Northrop to see if I like it until may.BUT can I have 2 security clearances running at the same time?

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Additional Posts in Personal Investment Chatter

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

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What's your target retirement savings? Target age? Combined or single?

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I have a yearly income of 130k and will rent a 1Br/Studio in Manhattan from 2.4-3k by end of the year. I also have student loans of 28.5k which I intend to pay off in an year or so. Currently, putting in 4% for Roth per pay cycle and maximizing my HSA. I net a monthly income of close to 7k. I intend to save about 3k for the next 3 months in my Marcus Savings Acc and 1.5k from January (reducing it cos my rent doubles) How should I go about planning this and also have some emergency savings?

likefunny

GME and AMC are not doing well today 😂

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What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

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Better to Airbnb out a rental or find a 12month lease tenant?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

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Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

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Did anyone cash out on TSLA? Hit $1000 today

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Just hit $100k NW today and it’s pretty exciting for me. I was at -$50k (student loans) before graduation in May 2019.
No crazy luck in crypto or investments. Just basic saving, 401k, ESPP and low expenses. Next step is to start investing by myself and taking some risks!!!

TC: $82.5k

Post Photo
likeuplifting

I’m finally getting significantly greater than 1% return on Yotta. I hope someone on here was the one that won the Tesla!

Post Photo
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You guys think that buying CGC or TLRY now that they’re beaten down are a good Long term play, or do you feel they still have more room to fall?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

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What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

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How much do you keep in the bank vs brokerage?

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Investing newbie here trying to invest my hsa. Debating if I should do 100% on something like viix for simplicity or if I should diversify? If diversifying, what’s a recommended approach? Perhaps 2-4 funds? Many thanks for the help.

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Anyone using services like Motley Fool or Seeking Alpha or any other paid service for stock recommendation? Looking if they are worth it or not

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I’m living off $47k post-deductions (401k, etc, but not taxes) in a T2 city. What are some good money saving tips and tricks for relatively low income consultants in their early 20s?

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First human to cow transmission of the coronavirus. And the bull is dead.

funnylikesmart

Hello fishes. Need some insurance advice.
My parents are dependent on me. My 62 yo dad and 57yo mom do some part time work and makes $1000/mon. Dad has some health complications like diabetes, high bp, genetic heart issues, liver problems etc. Does it make sense to get a life insurance for him - 20 yr term, $1M coverage. Premium is around $500. I am thinking I can pay the premium but if something happens to dad, it will help my mom pay be self-sufficient

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