Folks who have had unexpected medical debt: any advice on how to avoid it? It seems like one of those areas where you can get screwed badly if you’re not super careful.

I’m familiar with some common scenarios (the hospital is in network but the provider is out of network) but what other sorts of things should I be looking out for?

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Hi, my wife and I are expecting this upcoming year. So we are looking for health insurance that can properly cover her maternity visits and labor. Any recommendations (Florida)?

What’s your go-to method of dealing with the inevitable Sunday afternoon tsunami of anxiety, depression, and regret?

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What is your perceived risk level for contracting COVID these days? Are you back to work? Masking? My clinic still requires testing in spite of vaccination status.

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The stress of this job ruined my life.
The stress has lead to an eating disorder that I can’t get control of. I’ve lost 25 pounds since starting at the firm two and a half years ago. I am 20 pounds less than I was in high school... I don’t know how to get control again. Even when the stress lays off I can’t eat more due to being used to being busy for almost 9 months out of the year...

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Genuinely curious: how often do you feel truly happy/enthusiastic in your daily life? What exactly makes you happy? I hesitate to self diagnose w “high functioning depression” but I have all the hallmarks. I have no interest in previous hobbies; picked up new ones & got bored very quickly; and though I’m still productive in my job, have friends/a SO—I don’t remember truly feeling happy/excited in a long time. I met therapists who asked me if I think others feel happy/excited all the time(cont

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Selling Peloton Bike + with bike mat for $1500. Purchased January 22; light usage. Have other accessories / peloton workout items willing to offer for additional $$$. You must pick up in 30075/ Roswell. Prefer venmo/PayPal upon pickup.

funny
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Do we know if there is a sponsoring partner that oversees this benefit/ program that I could have more of a heart to heart conversation with? Not getting too far with the general email box and admin contact. From the benefit policy documentation, my understanding is that EY reimburses employees for surrogacy / adoption related expenses up to $50k lifetime. However, anything related to IVF or medical procedures has to go through insurance (also limited to $50k lifetime benefit). Continued…

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Looking for some mental health advice - I’ve been dealing with pretty debilitating anxiety/panic attacks for over 5 years. Finally started to get some help for it through medication, however the first 3 meds my PCP prescribed me (ssris) didn’t work. Because I haven’t deal with the anxiety it’s gotten really bad. Do I go to a pyscitatrist whose trained more in pharma or start with therapist. Have done therapy in past without much help.

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Tomorrow they are requiring masks again and I was almost in tears when I found out. We have been mask free (recommended) since June and I feel like we are being muzzled again. I am vaccinated, frustrated, and have been off of antidepressants since March. I don’t even want to go into work tomorrow. Anything is better than being virtual and I am trying to look at the bright side, but moving backward still burns. We have parent-teacher conferences coming up and I am hoping that it’s temporary.

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Hi! Have any here gone the natural cycle IVF route? What was your experience like? Did you have success in growing your family this way? Would you recommend it to others?

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Went from 65k external audit after two full yrs to 85k associate at a midsize bank doing internal controls. Next yr ill be AVP making 115k while audit seniors are making 75k working 90 hrs a week 😂

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Still shaking my head at the CDC's corrected guidance on hydroxychloroquine. When will they get it together??

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Has anyone ever experienced a sharp stabbing pain on the left side of your chest (under breast) that lasts for a few seconds and goes away?

Could this be a type of heartburn?

I’ve been to the doctor and she didn’t think I should be too worried because I’m young and healthy and it doesn’t hurt to the touch, but still can’t figure out what it is.

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Thoughts on Peloton? I bought at $32 but recent rise make me think I should buy more...

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I'm redesigning my site and I'm sick of Squarepace. What are your favorite web designing platforms?

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Any good india health insurance policy for parents. My ICICI Lombard guy is quoting 96k for 2 years for both parents . 2k per month. I have had it from last 10 yrs so never changed it. Now cost has gone up so thinking of other company ?

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I’m a technical consultant but sick of the low pay and bad benefits at SI firms. I have some opportunities at Big 4 with better pay & benefits. Will it derail my career to move to Big 4?

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Can folks share their experiences of working during 2nd and 3rd trimesters? How hard was it? What accommodations or adjustments did you make? I’m only in my 1st trimester now but will be starting a new job in October (4 months before my due date) and am nervous about not being able to be at my best

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🐠 in Bay Area Tech/Prod companies: Do you generally experience that the tech folks just don’t respect the non tech ones? There is this general mindset that I will not respect you or care for what you have to say unless you code better than I do? How do you navigate this?

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Hi I have asked to be an advisor for a startup. Its in its very early stage pre pre-seed. Its looking like weekly strategy calls and possibly some executional work as well. Like building out a sales process and/or training sales and marketing team members (this might be 1-3hr a week of work).

They are offering 1.5-3.5%. — I am wondering if that’s enough.

In addition to this the founder mentioned that he would like me to consider becoming a co-founder.

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Hi fishes,

I have the following 2 offers..

Cognizant- 21L fixed and 1.5L variable
PWC - 22L fixed

This is for a guidewire role.
Which is a better offer? What would be a good option for growth wrt role, salary etc.
Also, PWC claims to offer variable based on their fixed CTC based on the ratings.. is this true ? How much is the avg percentage given?

Thanks in advance!

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Hello Sharks
How to get opportunity abroad? Can you share any portals from where I can apply?
Thanks in advance

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She surely knows how to make herself comfy for a nap during these cold winter days.

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likeupliftingfunny

What are some examples of fun and engaging workshop techniques you’ve done virtually? Looking to try something different in our next upcoming client session.

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Hi everyone,

One of my connection is looking out for opportunities in content writing/editing.

Skills:
•Content marketing
•Creative writing
•Content editing/copy editing
•Template creation/population
•Content search
•Proposal writing
•Business writing
•MS Suite/Google Suite proficiency
•Social media marketing

Experience: 5.3 years
Notice period: 1 month
Current location: Kolkata
Looking for permanent WFH for now.
If there are any open positions, please reach out at indranilbagchi90@gmail.

Hey everyone!
I have passed L1 and L2 interviews in Birlasoft, have HR interview tomorrow.
Profile - python AWS developer
Work exp - 2.5 years, Wipro Limited
How much hike should I expect/ask for?

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Which company should I join, Mindtree or Persistent as a Java developer with 8 years of experience?

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Do any attorneys here also have side gigs? Besides clearing conflicts and having professional liability insurance, is there anything else I need to consider?

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Hey guys can someone help me refer my friend in BDO? Please help me if you can. My friend is urgently looking for Job. TIA.

Looking for a job and willing to move anywhere, USA. Where is there a high need for ESL teachers?

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INFOSYS referral

Huge opening are in Infosys.
DM me with job id... I will refer you.

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Why are salaries so damn low in London 😭 i should make >60k TC (touch wood) with ~1YOE but I still don’t feel I could rent a decent place in zone 2 on my own :(

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How do you handle personal investments when married? For example, say you wanted to invest in riskier areas like Bitcoin, Ethereum, defi tokens, etc. Would you talk to your wife before every investment even if it’s time sensitive? Or do you have joint investment buckets where you decide together and then personal investment buckets where you invest on your own? Not married so not sure how this typically works

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Still trying to get a shot at a post house or something similar! I have experience but I’ll start even as an intern or EP assistant! It’s been rough. A creative for a while- wrong path! ❤️ production

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Any T&E associates in here who I could talk to? I’m a transactional tax associate at a v5 firm doing M&A and capital markets work and hating it. I’m a 4th year with an LLM and a clerkship and I think I regret not pursuing T&E or private wealth.

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Best CBD brands for sleep... ready set GO!

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Additional Posts in Personal Investment Chatter

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

likeuplifting

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

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What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

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Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

likefunny

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

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Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

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Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

likefunny

How do you handle personal investments when married? For example, say you wanted to invest in riskier areas like Bitcoin, Ethereum, defi tokens, etc. Would you talk to your wife before every investment even if it’s time sensitive? Or do you have joint investment buckets where you decide together and then personal investment buckets where you invest on your own? Not married so not sure how this typically works

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The next $GME is DOGE.

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How much money have you invested in crypto currently? I’ll start - $5000 currently

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Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

likefunny

Is this for real?

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What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Used car prices starting to come down?

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Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

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Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

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How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

likehelpful

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

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