Heloc payments question. Let's say I owe 100k and sometime during the draw period give them 50k at once. Would I have to continue making minimum payments on the remaining 50k balance or would that delay payments for a while?

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Okay, how do you know how much sales tax you owe your state monthly?

I just realized that Biden is making good on his pledge not to raise taxes on people making less than $400k. Surprised more conservatives aren’t celebrating this fact.

What if institutional investors really buy into futures and drive BTC really high, as opposed to short selling them! Anyone have FOMO?

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

Just starting to invest, should I make an account with Vanguard or Fidelity?

Another market discount day. What’s everyone buying?

Freelancers - who’s your tax guy ? I’m very, very confused.

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Who day trades / swing trades with another job? Any tips?

In particular wondering if it’s a sustainable side income or just for fun, and what are you trading (stocks, crypto, forex, futures, etc.)?

My firm doesn’t match my 401k — still worth opting in?

wfh is good but need to plan to improve our yields on savings if need help happy to assist cum mentor

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

🔮 Looking for some buys with my new found gains in ETH 🔮

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Anyone working at Raytheon or lockheed . Applied for several positions and nothing. Currently transitioning to civilian life and job hunting

What does your spouse think of your job? Do they understand what you do?

What’s the shortest amount of time it’s respectable to be in a job before leaving?

Hi Fishes,

My last working day is 7th October and I have only one offer in hand. I'm trying hard to get some interview scheduled but in vain.

Can anyone please refer me or share some tips on how to get the interviews scheduled?

YOE - 3.2
Non-IT roles
Certified Investment Banker

can we change our team to different team in PwC. Company achi hai par kaam team mei bahut zada hectic hai yaar. health ki to lag gayi

Do any retail workers out there still get severe anxiety when you see someone without a mask?

Anyone do a joint MPP/MBA and willing to answer some questions or share their experience? Or if you know of someone who went that path, what they ended up doing?

I want an advice on which field would be good on both future and salary. CYBER SECURITY ENGINEER OR SOC ANALYST? any advice will be appreciated.

Do you think you and your significant other should have similar personalities? My significant other and I are doing long distance and I feel like when I FaceTime with him, I emote more and show interest by asking more questions but from his end, he doesn’t always have a reaction or just nods, and it makes me feel like he’s uninterested. On his end he sees it as he’s comfortable.

Anyone with anxious attachment tendencies? Going through a breakup and I keep thinking about how I pushed him away and then am down on myself, replaying memories in my mind. At the end of the day, I think we were a bad match from the beginning and misaligned, but so hard not to beat myself over my anxious attachment during my relationship

How long does it take to get an offer letter once the mail offer is discussed and thru..I have been waiting for more than 10 days but there is no approx. TAT indication

Hi,

Can anyone refer me in Epam Anywhere in ETL testing profile.
Currently Serving notice period
YOE- 8 years

Thanks.

Does anyone else feel like their social skills went down during the pandemic? My new anxiety makes retail so hard.

I'm constantly stressed and demotivated for no apparent reason. Anyone else feel the same? What should I do? It's taking a toll of my health and my family life...

Actually starting to think I’ll be single forever. The apps go nowhere. How are you guys meeting people right now?

For those of you in your mid-20’s, how often do you go on dates with your significant other? In a serious relationship for the first time since college and trying to gauge what folks consider normal for dating frequency (excluding nights in). Context - we’re 25, dating for 3 months, live 5 mins away from each other, decent WLB

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

What's the best city in UK to buy a buy to let property, with best returns?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Does it make sense to refinance now? Current rate is 3.62, bought in 2019. About 480k left on loan. Need some suggestions.

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Anyone take the WI Real Estate state exam? Any tips on what to study?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?