Hi there! I just opened up a Roth IRA with fidelity and would appreciate any advice? I’m able to max out my contribution for 2021. My risk threshold is low right now as I’m just starting out. But if you have favorite podcasts, books, etc. to further help me gain confidence in investing, I’d appreciate any recs.

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If you are just starting, I would put it all in FZROX or FSKAX right now. I would suggest reading Simple Path to Wealth.

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Your risk tolerance in an IRA should defined by time to retirement, not your personal feelings. Throw in a target date fund and don’t think about it again until you’re 55.

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I personally don't reinvest dividends directly into the fund - i take them and put into single equities for more risk. Again, really your personal preference at that point. Better than throwing everything into single equities or options

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Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

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Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

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My 401k technology stocks are down 27% as I started beginning of last year!
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I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

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What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

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What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

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Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

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What will be the inhand for this with proper taxation?

P.s: want to compare with another but fishbowl don't allow to add 2 images
I just shared that too a while ago.

Please help i think the gratuity is extra

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How much are you paying for rent (and where) vs how much are you making?

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Marriott or SPG credit card (for the sign on bonus)?

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Thinking about using my VA loan in a few years. Any advice?

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Offers in Hand Cognizant (12.3fixed), PWC (13Fixed) and KPMG (16Fixed)
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I am so excited at the opportunity to go to my first SHRM meeting!! Slowly but surely this HR door is cracking and I know I am getting in!!! 🥰

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Do visa employees have laptop options upon joining? What is the standard laptop?

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Need some urgent help can anyone DM me, Please

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Hey guys

I have applied for Analyst - Transaction Banking post

Any idea how much should I ask for CTC and what kinda questions would they ask in the interview

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As an IT infrastructure i have been tagged un cognizant internal project to support the cognizant owned datacenters VMs and infrastructure.

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Likes to open DMs please!

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While Indian consulting folks supporting the US folks do the bulk of the analysis, churning out the data and making the ppts, all the US folks do is attend meetings. Most of know basics of neither Alteryx, Power BI nor Tableau, while everyone in India is expected to know all the three. Most of the times we are expected to work till their afternoon (our Midnight)

(POV: MC in one of the Big 4)

PS: Also let me know if it's not the case in your BIG 4 company, I will gladly join it 😉

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Anyone watch the mayoral debate last night? Reading the recap, it seems like it wasn’t that interesting

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Hello fishes,
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What is the point of a savings account if year-over-year inflation exceeds the APY rate?

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Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

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At a high level, what is a better way to maximize returns?

File all 12 months in NY or
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I was in PA for a bit during the pandemic

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I have 4k that won’t need soon and thinking about were to spend it on.
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