Hi there,
I put my place on the market, and my property manager (for the same place) asked me if I'd be willing to owner finance to her. First I heard of it, so I did my research online, and it seems like a good option? Anything I should watch out for.

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Can you have a nanny while in h1b and pay taxes ?

In retrospect, what a wasted opportunity for whoever was posting as Q to not do some pump and dump stock move in late October.

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Do you use a series LLC for real estate holdings? Why or why not?

Have 20k, what’s a good small business to start with this fund? Serious question here

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Hey FB fam. I’m putting together Financial success resources. If you have any books, articles or podcasts in relation to personal investments or real estate you recommend, please feel free to share 🙃

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Why so red? Any stocks good to buy now?

Just bought a home and have some large capex coming up. Redo kitchen/finish basements and other stuff. Does it make sense to pay out of pocket for it if I can afford it or borrow and add on to my mortgage?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

Question for the group: How to trade stagflation? Shorts and commodities / precious metals only get you so far.

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Is ETH still a good investment?

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

Hey! Considering negotiating my pay after 1 year of CT experience. In Florida my base is $29/hr. How much of a raise should I ask for (if they don’t automatically give one)? And should I wait to be a travel tech with another year of experience?

I didn’t make dalgona coffee when it was a trend earlier in quarantine and I’m not sure if I missed out on anything...

Someone came in and ordered 60 bacon double cheeseburgers… my crew thought I was kidding. 😅

Hi everyone! I'm currently looking
for an entry level tech consulting
position! I graduated in May 2021 with an MIS degree and started working as a client specialist. The work is not challenging enough so I'm looking to make a change. If anyone would be willing to chat for a bit about roles
available at your company and maybe
even refer me that would be great!

What are exits for tech transfer? Have an opportunity, but idk if I want to work for university commercialization offices for the rest of my life

Got two audits out before the holiday break and I feel so free!

Hi!
Interested in the startegy and operations analyst position. Anyone here who would be kind enough to discuss what it entails on a daily basis and if I would be a good fit?

You’re given 5 minutes where your dog can speak/understand English. What would you say to him/her?

So should I just not be paying my student loans now? If dems win this senate runoff loans would for sure be canceled to an extent? I want to use this period of interest free payments but also don’t want to pay if I don’t have to..

Not a sales based question but have a second interview for TierPoint Inc. they are an IT company and this is a manager of operations role. Their clients have some big names but I work for a global company that’s massive.

Does anyone know if their companies use them for managed services/cloud etc and is this a well known company that is rated well to use and work with?

Any help or info would be great!

Do we know if there is a sponsoring partner that oversees this benefit/ program that I could have more of a heart to heart conversation with? Not getting too far with the general email box and admin contact. From the benefit policy documentation, my understanding is that EY reimburses employees for surrogacy / adoption related expenses up to $50k lifetime. However, anything related to IVF or medical procedures has to go through insurance (also limited to $50k lifetime benefit). Continued…

Hi All, Can any one refer me to Performance test lead role in Harman International. Please let me know i can share the Job ID

Hello Everyone,

Are there any blockchain related projects in Publicis?

Where my McKinsey EA's at??

I am interested in getting the AWS Cloud Practitioner cert (foundational). I’m tech-savvy, but have not been involved in Cloud work. Any idea on how difficult the exam is?

Any insight on base salary and sign on bonus $s for L7 or L6 in Accenture Operations? The role is a Marketing Operations Lead and based in a Tier 1 city. I’ve met with two SM/L6s and final interview this week with MD.

Me:
9+ YOE
Ex-Deloitter (Manager), now on industry side
Masters in marketing from Northwestern Univ.

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Can I get a commercial loan without 25% down?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Any one knows what’s the easiest way to order a radon test for new construction?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Is it common for HOA to ask you to prove your car registration is up to date?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Do you thank your tenants for paying the rent? A quick thank you text?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks