How do you balance pre- vs post-tax 401k contribution?

What is the best way to get annual cash flow (outside your regular income) without buying a physical asset? I want to generate $100k in incremental cash flow and looking for ideas..

I’m not too familiar with the NYC market, pls help. Interviewing for a senior copywriter role at a healthcare agency. Was told the avg salary for the role is 85-90. Seems low, right? If we get to an offer stage, what should I be shooting for? 6 years experience.

Has anyone transitioned from bedside/patient facing healthcare to clinical research? I am looking at making the switch and would appreciate any insight!

How can i get reimbursement for certifications that i have paid for from my pocket? What is the process and how much time do they take for reimbursement?

Great time to be buying ETH right now. Could still dip to 1800 at the lowest, but I’ve gotta believe we’re going to 8k+ once the eth2 upgrades hit.

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Does anyone know the down payment requirements for a Jumbo loan?

Anyone considered doing an MHA after getting the CPA? Would healthcare consulting/healthcare admin be a good career? Could you be a shoe in for a hospital CFO/COO?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

Have any of you considered FIRE? I'm sure some of the partners are young and rich enough to retire. So why not say screw working until 60 and to hell with the pension? Travel the world and live life while I can?

Hello,

Can anyone please tell , how to upload the rent receipts for Dec-March ?
Should it left as blank and HRA will be considered?
Or something we need to do from our end.

Doing HRA claim for the first time.

Genuinely curious: How do you justify working in PR knowing that you won’t make $100k+ for 15-20 years? I’m 3 years into my career and I have regrets about choosing this field when I look at my financial timeline.

Besides working, how do you finance pros typically spend the weekend?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Hi all.

Please suggest on the below:

YOE- 2.8YEARS
TECH SKILLS- .NET
CURRENT OFFER-10 LPA

What should be a good number to ask PWC india as an EXPECTED CTC?

Please suggest on this

Does TCS employees get any special discount in Croma stores?

Does TCS offer stock as part of bonus ?
Can employees (associates) purchase TCS stock?

Hello all this is my first post here and I needed advice on the salary.

I have 7 years of experience in project management, and currently designated as junior project manager. What should be the ideal salary for this designation as per Indian market. Fyi i am in marketing domain, so I handle markting projects.

Kindly help.

Has anyone read the Pyramid Principle by Barbara Minto? Is it a good read?

Hi All,
What is the interview process for Data center operations engineer at Amazon?
Please guide.

Anyone got a direction to WFO atleast 1-2 days starting Jan? Gurgaon office.

Where does the salary ceiling come in for tech consultants that don't want to become managers/lead teams?

Does anyone know of reputable daschund breeders in the tri-state area?

Hi all, im moving to London next year and looking to discuss roles in S&C - currently a SM at KPMG in our operations team (supply chain & retail). Anyone in that area keen to give me some info?

I have been a head of marketing for the last 10 years. 9 of those for a B2B/B2C company with $350M annual revenue. The last year and a half, I have been the head of marketing for a VC backed company with $90M annual revenue. I was contacted by a recruiter for a CMO role for a $80M VC backed company.

A question a friend asked me left me thinking. The question was: am I ready for the next level?

What am I not thinking about? I have done the job for larger companies.

No one wants to be “that account guy”. What’s that phrase mean to you? How do you avoid that label?

Trigger: rare illness post birth

Just sharing that I was diagnosed with postpartum preeclampsia 3 days after giving birth despite not having risk factors or preeclampsia in my pregnancy. Sharing as I had absolutely no idea about this illness.

Main things to do are check your BP everyday at least the first ten days after you give birth, and go to hospital if it's very high (over 160/110). If you get severe headache or stomach ache then also be vigilant.

Happy to answer any questions!

First time building Roth IRA account. Stocks you think I should add?

Any insight on Hunton Andrews Kurth Real Estate practice group? Work life balance, type of people in the group etc. Anything at all would be helpful!

I have to do the AWS online assessment for the technical account manager role prior to the phone screen. Any insight on what to expect if anyone’s been through it recently please?

Currently have excessive savings. Is now a good time to invest in general S&P funds?

Traditional or Roth? 401K or IRA? Factors to consider? Eligible for any above (income/age) and want to maximize value through tax/investing strategy for retirement. In early 30’s $100-125K income.

Hi, not sure if this is the correct bowl. I would like to buy a Theragun percussion device using my HSA funds. From what I understand, Theragun is normally not eligible for HSA but I have a doctor's note saying he is recommending one. Would that make it eligible?

Should I keep investing all my extra savings in the stock market? Its return is no brainer long term but part of me wants to diversify elsewhere. Real estate is not an option for me right now.

Anyone feeling the same?

Anyone invest in real estate? Thinking seattle area, manhattan, SF and bay area, or miami.

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Does anyone have recommendations for an accountant (CPA)? I feel like word-of-mouth is going to be better than all the googling I’ve been doing. I’m open to having an accountant not in the state I live in, but preferably east coast. My last accountant was not great and super unresponsive (Google was not helpful even though they had great reviews...) This year I’m going to need a decent accountant for tax planning purposes as my taxes will be more complicated. Feel free to DM directly

Has anyone used CrowdStreet? I am currently investing with Fundrise but the returns on CrowdStreet seem more attractive.

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

Do banks offer referral incentives of you refer someone for a mortgage? They do for credit cards, but just curious if you all have seen anything like that with loans?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

I feel like I have no idea what I am doing when investing in stocks/real estate. Any recommended books/videos? Thank you

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

EY audits GOOG, AAPL, AMZN, FB and NFLX..what to trade then ?? 😞

Need help. I have $13k saved for my kids age 6, 9, 10 in just a high interest savings account which actually decreased to only .50APY. Looking to move it or do something with it to help it grow more than a few bucks a year. What are my options? Not sure if they'll go college route or where life leads them. I'll be adding approximately $300/month this year to the savings.