I have a brokerage account that I’m funding until I can access my retirement accounts without penalty. My retirement accounts are fully funded and will be a good number once I’m in my 60s. How do I plan for what should be in my brokerage account to get me 15-20 years before I retire? I feel like half my FIRE number is achieved but not sure how to plan numbers before retirement age.

Big 4 partners, can you provide any insights into the Partner v MD decision when you were up? Were you given the option? Can you share the pros v cons, especially from salary and pension standpoint.

If I max out my 401k before the end of the year, I am still eligible for employer matching?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

Do y’all get moved around from hall to hall? I’ve been moved so many times. I have 2 more years until I can retire.

Sanity check. I like a nice lifestyle. Currently make 350-550k with bonus. 53 years old. About 400k in brokerage. Another 1.9million in retirement accounts. House worth 1.2 million with loan of 625k. For retirement pension will be $2400 per mo which goes to my wife if I die for life. Another 3800k Per month estimated from Social Security. I plan on working another 10 years or so maybe less once the kids graduate college. I am this will be out in 2024. What should I be doing or thinking about? 

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

Looking to see how much other Provider Enrollment Specialist make including what their company's invests in their 401K

If I contribute to a solo 401k, is the additional profit-sharing contribution (the 25% of compensation after the $19500 contribution) based on my gross income, or is it based on gross income minus expenses? Thank you🙏🏼

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

For those of you who got out at 10, do you wish that you rode it out to 20? I’m at a crossroad and I’m not sure what to do. Have some active/reserve time, wrapping up graduate school, and am now considering either a) come back to the business world or b) go active and retire before 50 and live off a nice pension. Obviously there are draws to both. I’m an officer for what it’s worth so I can realistically retire at O-5, MAYBE O-6.

Does your job offer a pension? Care to share? I’m wondering if ours is competitive and also wondering whether to stay or leave for greener pastures?
Population: around 35K; 5 years to vest; retirement age 65; pension calc based on average of last 5 years’ salary times years in service times multiplier; multiplier is 1.25%. TIA!

Hi everyone just left my permanent role to go the contractor route. Currently employed through a staffing company so I am a W-2 but plan on going the independent route. They offer insurance and 401k. I understand I’ll need to start an LLC. Any advice or things you wish you’d have known when you first started? Would you advise I stay with the staffing? They take. 16% cut but the projects are lucrative

Dow sit make sense to not put money into 401K until you go to business school and start again?

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

can any explain the advantages/disadvantages of doing a lump sum pension payout rather than waiting till retirement? I no longer work for the company so does my pension not grow so getting lump sum is better to move to an IRA? thanks in advance!

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

So my partner will be getting laid off 4/15. 🥺

Let the games begin, and may the odds be ever in your favor.

Hello Fishes, Can anyone tell me hows the work culture in Citibank? And what will be the average salary and perks for C11 band? @

How long we need to stay on the joining date at Wipro? Can i leave after 2 PM on joining day? What n all action will be required from our end? Can every action will be done by phone, if I am joining from phone?

What do you listen to at work?

Anyone here watch or read Little Fires Everywhere?

Any book recommendations on Clinical Trial Agreements?

Guys please suggest any good hotel(no need hifi, just for night stay) to stay in kharadi, Pune or near by.
I have 2 days working office in a week. Need for 2-3 days only.
If you have any idea please suggest.

Interviewed recently with @VillageMD. Anyone have any insight about the remote Medical assistant positions? Preferably someone who does or did work in that type of position with this company. How was the workload? How much time is usually spent on the phone answering calls?

So my offer letter says I have return back the signing amount if I leave within a year. How does the math work-full rerun of 20k or post-tax deduction the any that I received ?

I'm considering taking on some freelance web design projects to earn a little extra cash for the holidays, any ideas on where I can find projects?

Is it too late to get a tech job now if I graduate next semester in may? applied for many software engineer roles in nyc but haven’t heard back

Soon to be noogler here - for folks in non tech roles, what laptop did you get? Does google ever use excel or is everything on google sheets? I hate the mac version of excel but if everything is on the cloud i might just go for the macbook anyways haha

VP pick coming soon! Who is your favorite of the front runners?

Hey friends, I've been in sales for over ten years in retail/ hospitality.

I'm focusing my efforts to make a switch into tech sales and id like to work for AWS.

I completed a tech sales bootcamp and have purchased a couple books on sales methodology, more so enhancing sales + active listening skills.

If anybody would be willing to chat! I'd love more insight on roles Within AWS tech sales.

Care for a quick dm chat?

Why is it so hard to find a remote HR position? I have my SHRM-SCP, my MBA and over 10 years of experience being an HR Manager.

Nano rising rapidly, great team and good roadmap. Look at the review by Datadash on YouTube

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Anyone here from NYC? Be cool if there was a meetup.

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Vtsax vs fxaix?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

Hi FIRE friends! My mom is going to get about 250k from the sale of her house in a few days. She’s 58 and has very little saved for retirement (immigrated to the US at 45 so only about 50k in her retirement savings currently). She’s maxing out 401k, Roth IRA, and HSA. I’d love to get all of your thoughts, where do you think she can put the money from the sale of her home?

Have 20k, what’s a good small business to start with this fund? Serious question here

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”