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Off Topic : 1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
2) How much and which schemes to invest to mitigate the risk?
3) How much do we need for retirement? Tata Consultancy Infosys Mindtree IBM Wipro Capgemini Cognizant HCL Technologies
Hi Guys,
I have joined Ofss 1 week back and on second day itself I was allocated to project and onboarding WIP I received mail stating to report back to office 3 days per week under hybrid work model policy.Is this compulsory my base location is 2600 km from my current location as I am joining the citi project its seems difficult for me to grasp things though I have only 1 yr of prior exp by I think my team is expecting a lot so moving to new city and learning at same time is not possible .
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Decently there are benifits
1) if slab is 30% directly you save 30% there
2) if your 80c is filled you can save additional 50k for saving tax
Just forgot your savings for 20 years and you know the real benifit after ages. Only if this doesn't impact your monthly budget though 🙂
I highly recommend to open APY as well along with NPS
But is the above ratio of investment fruitful
What is APY?
Atal Pension Yojana
+1