If I pay extra against principal each month, would it reduce monthly payment or it will just reduce loan tenure and no change in monthly payment?

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Have 20k, what’s a good small business to start with this fund? Serious question here

Curious: What percent of your income do you give to charity?? 💰💸💰💸

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

Not law related, but does anyone here have multiple travel credit cards? Can't decide if I want to get the Amex gold too or just stay with my chase sapphire and max all my points on that card.

Looking to refer a friend in the Las Vegas area to an independent advisor for term insurance and basic retirement planning.

If you’re trying to retire early (before 60), is it advisable to max out your 401k, or is it better to invest in a brokerage account instead?

Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

Do we have option to include stock in salary structure in FIS to save income tax?

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

How do filmmakers find investors?

Looking for a great realtor with knowledge of East Austin. Any recs?

How do you get in on an IPO with a basic Vanguard brokerage account? Do I have to place my order at 9:30 or can I do it beforehand?

I got an offer from UST Global and its WFO. Just wanted to know whether everyone else ,who joined recently, is also getting WFO only ? What about other employees- is it wfo for all now ? My DC is in Trivandrum.

Once you join a MF in Europe in investment team, how common are lateral moves? Can you get go up a level if you make one and have some years of experience?

Plan on visiting SFO this August and wanted to check if any F is up for drinks or dinner spend some quality time. Male 34 , tall 5 11, brown and happy to message and set up some time if we find each other interesting.

Hi everyone ,
Actually i have been interviewed in Accenture .
Everything has been done even salary discussion is also .
1-assessment and i got the completion message and confirmation
2-after that interview went very well
3 - hr discussion with salary , ready to initiate my offer in 2 hr
But she called me in a minute on Friday and told me that you need to give the test again.


After 3 days on monday -today
Someone called me from hr and told me you have to appear for all the things again.

I have a $1200 stipend for learning at my work - Any suggestions from fellow Product Designers for recommendations?

I’m thinking so far about a UX writing course since we don’t have writers and I dictate the copy for elements as the designer.

I work at an agency and I'm about to be promoted from senior to lead designer. What do you think would be a fair % of salary raise?

Hey fish: what are some of your favorite business/self-help books?

Anyone here ever been to RCA? Is it worth it ?

Looking to do some market research on professional services for cannabis in the federal and public sector industry. Anyone have recommendations on where to start or any anecdotal experiences?

Will we get salary credited tomorrow? 30th and 31st and weekends

Thoughts on juice cleanses?

What are the best pregnancy apps you’ve found? Thanks!

Does anyone want to buy a MacBook Pro 13inch with touchbar from 2017? Like new condition. 8Gb ram, 256gb SSD, very lightly used battery

Anybody have a 39mm Polar Explorer II? Thoughts?

Has anyone in your company heard the word (cross-connect) or (leased Line) perhaps you have heard this from the network team at your financial institution?

Anyone have wrist guard recommendations for weightlifting? I have small wrists and they don’t love a lot of pressure.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Any Property Management recs in Seattle area? :(

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Anyone in CA dealing with increased insurance costs on rental properties. AllState just increased my rates by 46% from last year. I had no claims what so ever. I am reading online that several other companies have raised their costs as well and wondering what others are seeing and if there is a preferred insurance provider for you.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?