I’m a newbie to all this points thinking. Have 160k on Chase Sapphire Reserve. How should I think through the best redemptions? Having a hard time parsing though all the different perspectives...

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

If I have a six year old and 150k in a 529, can I say I’m done?

Adverse selection is a huge issue in trading. You never have perfect information and your decision won’t be perfect for the outcome. This usually means you’re too small in winners and too large in losers.

As markets crash we’re seeing something similar. People are ignoring bad outcomes when they should be working that much harder to protect previous gains and find new ideas. Lower traffic in this thread is a symptom of this phenomenon. Don’t quit just as the value of incremental effort ramps.

Has anyone attempted tax loss harvesting on RH? I went long on Brazil and with talk the turmoil there the stock is not going to recover in a while. Can I sell my position and buy a correlated stock?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Have about $200k in savings. Should i move them to a high yield savings account? Popular direct or UFB direct quoting 3.7-3.8% which is not bad. Any other ways to grow? I already have quite a bit more in index funds so don’t want to buy into more stocks

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Boeing stock - lowest price in 3 years. Hoping it keeps dropping!

Is there any bowl that discusses crypto investments?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

Anyone took personal loan from HDFC !!
What are their interest rates and charges ?
Which bank is best for personal loan considering all charges/ interest rates and all ??

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

American Airline q - if I have Gold status and an American Airlines credit card - does that mean I get two free checked bags or one

How much can we save in Canada Onsite ? Tech lead role. Avg sal in glass door is $80k .

What are some good websites, news sites, and sources to keep updated on M&A news and trends?

How long were you a senior in FDD before things started to click? Really enjoying everything so far but feel like I am behind my peers. Been about 7 months now.

For those in big 4, how much time between accepting an offer and start date have you been able to ask for? Is a month feasible/how should one phrase it? Two weeks just doesn’t feel like enough with this heavy burnout/having to wrap up deals at old firm

Really confused with choosing careers-
Product management as next step or Remain in Strategy Consulting of an IT organisation and switch to pureplay strategy firms?

Could anybody please guide what factors would you deliberate on and what kind of personality would suit for these roles?
I come from Research, Financial analysis background and recently moved into Consulting. I love deliberating on macro solutioning and solving business problems. My current skillsets are more aligned to Financerole

Can I over boil my pasta water?

Why is it so difficult to make the next career move within your OWN company. I have over 7 years of experience across multiple departments and yet an external company is more willing to give an interview to select roles than your own home company for the same role internally!!

Where is the loyalty in that !!??

In which month zs associates is paying out the variables??

Hi everyone,
I have a fully furnished room in an already set and functional flat to sublet. It is located in sector 38 gurgaon, near Medanta.
PS: it’s a girls flat

Laid off after Thanksgiving. 54. Not done yet. Plenty to offer. In Detroit but ready and able to move anywhere. AD/CD. Hangin in there. How bout you?

Hey guys I’m trying to figure out the market rate for a staff tax accounting position as I am new to the industry. I am looking in Long Island New York any help would be great. Looking to start at a mid sized firm.

What’s the hardest problem facing provider side healthcare?

So what are we doing for health insurance? Is there any service that's disrupting the industry? Every time I try to get information on plans it's a money pit.

I’m struggling. I left an agency I liked last year due to growth limitations and since then I’ve worked at 2 different agencies and can’t seem to find my footing. The first one seemed like a good fit at first but then it turned out to not be the best place for me so I left. At my current agency I feel super undervalued. I’m always raising my hand and offering to help where I can and no matter what I do, I don’t feel utilized or valued or part of the team.It’s really taken a toll on my confidence

Winter pants and boots you would recommend for men and women?

Why do clients always think I should be able to double their ROI right away... it takes time folks, and putting extra pressure on the marketing team does not make us faster

Anyone here play tennis? Recently moved here and trying to find some good courts. Recs are appreciated. TIA!

Can anyone please refer me to data analyst related roles in valuelabs.. i am already serving my notice period

Last year I lied about having Valentine’s Day plans so I could go home at 7....and this year I’m proud to say I will be doing the exact same thing

Adverse selection is a huge issue in trading. You never have perfect information and your decision won’t be perfect for the outcome. This usually means you’re too small in winners and too large in losers.

As markets crash we’re seeing something similar. People are ignoring bad outcomes when they should be working that much harder to protect previous gains and find new ideas. Lower traffic in this thread is a symptom of this phenomenon. Don’t quit just as the value of incremental effort ramps.

Got hired as a digital strategy consultant. I have over 10 years of industry experience but I’m new to consulting. What courses, workshops or books would you recommend to build a solid toolkit?

Thoughts on Prosci or SHRM-SCP certification? Which would be considered more valuable or highly regarded? Currently focused on Change Management but have a HR background (industry experience / area of study in college).

Might sound basic, idk what I'm doing. If my home office is in one state but i work for a client in another state for part of the year, should I file taxes as working and living in separate states ?

Considering the FRM certification. Those who’ve taken it, how quant heavy is it? I have a compliance risk background and don’t have a deep math or statistics background. However, I want to expand my skillset. Any thoughts?

New to consulting... If your project is likely to get an extended/new contract but you do not want to get extended with the project, do you have a lot of say in pushing back and saying no?

Are you seeing more beach time recently at your firm?

Any suggestions for anger management books?

How much do partners at big 4 make on average? How bout MBB?

Wtf is up with this smog in Seattle?!? Its like the cities sky turned into LAs 😱

Any book recommendations? Preferably shorter < 300

I feel like I don’t see the point in dropping a bunch of money into a 401k. I am pretty good at saving money and I want to enjoy my life now. What’s the point of being 67 and having loads of money?

What are the best Sales books y’all read?

Has anyone moved states and changed their home office / region? (Personal choice not project driven)....If so, what's the process? What approvals are needed?

Help me fishers, I've been in consulting for 4 years and I'm trying to figure out my options. what jobs can I transition to? I'm currently in tech strategy

What’s the benefit of being a manager apart from the bumped up pay?

Assuming this causes a recession like in 2008, and many people get laid off, how long to take to find another similar paying job? I’m currently a strat manager in FS. Scared for job.

Honest question: how many hours do you work a week, what type of consulting do you do, and what is your position? Thinking of switching from big 4 consulting to MBB but seeking this feedback.

Entering my 15th week unstaffed for the year. Does Deloitte do layoffs for low utilization? Mine is around 60%

Utilization director told me today that the layoffs won't affect me. My heart goes out to everyone that had to hear otherwise. Here's to hoping y'all find something better and prosper.

Best top mgmt consultancy to move to PE?