Is the Chase Sapphire reserve worth it? I’ve had the card for a few years but just had a baby and don’t think I’ll be traveling much this year. Plus they lowered my limit to like $500 (without warning) and I kind of want to say FU to all things Chase because of how they’ve treated me.

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If you’re not traveling, I don’t think a premier travel card is worth it. Switch it to a free cash back card with chase so you don’t have a closed account

I primarily use my Wells Fargo 2% back card now and have been a heavy user of sapphire reserve or VentureX before having kids

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I also suppose it’s not like I’ll be able to purchase a flight ticket with $500. 😫

I’d say Amex platinum is good if you know how to play the credit card game

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D fishes anyone who is going through a downgrade from eb2 to eb3 based on recent visa bulletin , have you received the downgrade agreement? Thoughts on that?

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Which credit card do you think is the best for ME consultants?

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Have a 115,000 point AmEx Platinum referral offer. Let me know if you’re interested

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I'm a 12 YOE professional working as a full stack dotnet developer on microservices and cloud apps. I have an H1B visa stamped this year. Looking for a sponsor in USA. Can someone refer me please?

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Hi,
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Hi fishes,

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I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

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