Is there really any benefit to a 529 account? Investments are limited, the only tax benefit is state taxes, and your access is limited to qualified expenses. Why shouldn’t I just invest that money in a CMA account for my kids, have it actively managed and let it grown with them. Yes I’ll pay taxes on dividends and withdrawals, but seems like the savings are marginal, and potentially cancelled out when you factor in performance. Im feeling a bit of buyers remorse.

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

I am a finance transformation consultant at KPMG. Looking for a switch in the finance and technology domain at McKinsey . Experienced in requirement gathering, project delivery and stake holder management.YOE 4 MBA. Please let me know if there are any open positions in your team.

In your opinion, what’s the best hedge / best buy against rising interest rates?

If your not ready due to career change, etc but interested in getting an MBA, is it better to withdraw application or pay non refundable deposit and defer? Any advice would be great!

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Anyone have advice on protesting property tax increases for a recently purchased home?

Appraised value went from 540K to 700K...

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Can we do External certification in EY and reimburse those. If yes which portal helps in doing that.

It's time now I guess. Going back to India permanently. Came to Canada for my MBA but couldn't get a job. I have prior IB exp and CFA & CPA. Did a free PE internship for 5 months. Stay safe !

ZS 🐠 - can you receive sponsorship for MBA prior to having tenure of 3 years? If not, what is the downside of applying after 1 or 2 years? I am coming in with 3+ YOE in consulting, so my application would be competitive for next fall (or ‘23)

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Non-MBA experienced hire with 2 years, federal, C level: 86k. Where am I in the salary band?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

CFA or CPA ? Anyone has both? Any benefits of having both instead of just focusing on one ?

Offer included temporary housing and moving expense reimbursement…it’s been a month since I began working and 2 months since I started moving but still no reimbursement…should I escalate this? How long is too long?

I am in a dilemma choosing between Wolters Kluwer and S&P Global(IHS). Any suggestions? Salary and role are the same.

I hope that they swabbed that plexiglass for droplets and then send it to a lab for Covid testing.

Can anyone tell me about infusion nursing? How did you get into it? (I see a lot of job postings but they all want experience.) Also I got my RN early in the pandemic, so I never got a preceptorship, and I’ve since worked mostly in immunizations. Took a phlebotomy/IV course for more practice, but… any advice?

For people who moved to Poland from India.
How long does the visa/work permit process take after accepting the offer?

Any help is appreciated.

To those with an anxious attachment style and have trust issues due to past childhood trauma you’re still healing from: How do you keep yourself from thinking your significant other is going to cheat on you when she/he goes to a party or out while you’re miles away? I’ve been in therapy to help, and trying to distract myself but my anxiety is keeping it from working and don’t want to put that pressure on him because I’m trying to work on it.

What are some of the best countries to work in as a research scientist?

Once we get a few more members I had the following ideas for speakers:
1. OBGYN specializing in menopause/HRT from Duke University
2. Nutrition Counselor
3. Anxiety Coach
Does anyone have other ideas? Please let me know!!

Looking forward to upward feedback.

For those who are in this field, do you enjoy it? What do you like about it?

Friends. Leggings are not pants. That is all.

Hi Fishes,

Can you please confirm how long does the joining offer ( provided by PWC ) remain active in workday portal?

I currently work at a medium sized firm and have about two years experience in personal injury litigation. The billable hours and lack of work life balance are really getting to me and I am looking to switch to something else out of litigation, preferably in house. I am also looking to relocate to a different state. How do I go about properly marketing myself to companies that might not take my relocation and minimal experience seriously?

I’m looking to hire a former Ed Jones/Ameriprise FA in the DFW metroplex that wants to grow their business, learn holistic planning without the unrealistic sales quotas with opportunity for equity ownership of their book. Base Salary, (DOE) health insurance and benefits available. PM if interested.

Is anyone here from Samsung? Am I the only one who experienced bait and switch for the job role ? Expansion seems to be their excuse for this but really feels like mismanagement

Tux budget NYC?

Is Europe still attractive?

Context:
War and its impact on fuel (Winter is coming)
Cost of living
Unstable political situation
Pessimistic future for next 1 year

Anyone have any thoughts on Primary vs Secondaries PE as a career after coming from Tech M&A? Wondering if Secondaries is a good move?

Saving for a home. Should I save my money in a CD or savings account?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

High risk, low reward investment ideas?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

Grade my allocations!

VTI - 50%
VXUS - 15%
VUG - 15%
QQQ - 10%
VYM - 5%
FALN - 5%

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

How much money have you invested in crypto currently? I’ll start - $5000 currently

HYSA anyone recommends?

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

My lease is expiring and a friend wants to buy the car . Anyone do this before ? I guess I would have to buy it and then sell it to them ?