Just curious on how many people in this bowl moved to low-tax states throughout their career

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Looking to acquire Practices in the greater Providence, RI area. Message me for a discussion. Deals are 95% cap gains and not ordinary income.

For those that have physical gold in their portfolio, what do you buy? What do you think is the best value? Coins? Bars? Other? And what weight increments do you usually buy?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

[Help]

I started trading during Covid crash. Started with equities and eventually moved to options. Earlier lost a month's salary and then lot more trying to recover it. Currently have lost my yearly salary worth and it's affecting all aspects of my life (job, marriage, health). I have tried to convince myself to consider it a loss but always get back trying to recover it.

Any advice how to deal with it. Thanks.

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

Does nagarro deducted tax from first month's salary, as company is saying that we can only show our investment once first salary is credited.

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

Have about 5k to invest - should I do FXAIX or FSKAX?

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

How long did it take after getting your license to actually start making money?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

For females, family,

My Parents have 2 BHK at Pimple Gaurav, Pune. Looking for rent from 1st Oct'22

6th floor in 7 floor apartment
Ample sunlight & air
Covered parking
24 hrs water & electricity.
Unfurnished

Rent-19k
Deposit -50k

Please DM if interested

At what point is too much prep?? I think reading about how grueling the Amazon interview process is has sent me into a spiral lol. Interview is tomorrow and can someone just tell me it really isn’t as bad as everyone says it is??! 😂😭

Hi! I’m scheduling a screening phone interview for a senior marketing manager position and I’m wondering what my salary expectations should be? 6 years experience & nyc based. Any insight here would be greatly appreciated.

Thank you!

Hello IBMers,
IBM has offered me X amount ctc and i accepted it on portal....now got to know that market valuation for 10.3 yoe is greater than offered ctc....can i ask HR to increase the ctc and change the band...will they consider it?...not holding any counter offer as of now

What should be the salary for a HR manager with 8 years of experience in Singapore?

Hey guys,

I just accepted a offer at NT, wanted to know whether we they can re-negotiate or no?
Have a better offer somewhere else

How much are dental office managers making these days in NYC?

Have your nonprofits announced a return back to the office from WFH? My org is scheduled to return after labor day.

Hi Fishes,

I am 3.6 years experienced QA Test Analyst looking for referrals and job change with good compensation
Please help with refferal and openings
Thanks everyone

Which consulting company has the highest level access to WWBD in pharma?

Is there any way people working from home can get hra exemption.

Thanks

Where can I get a competitive intelligence template deck for comparing cybersecurity service providers like big4, accenture??

Has anyone experienced non compete clauses? If I left a job after a week to work for a competitor, what happens? Is a week ok since I’m basically still being onboarded?

I am having 5.5 yoe Data engineering (Pyspark, hadoop, hive,flume, shell script, hdfs, mapreduce,sqoop , pipiline framework)

Cctc: 22.5 lpa
What LPA I can expect in my next switch?

How to get release from an important project?

What do you suggest people under 30 do to put a stop to ageism?

Do you use or have you used First Command Financial Planning? If so, what’s your experience with them?

I'm so tired of working. I just want to buy a little place in the country and live a simple life.

I’m 51 and a consultant. Am I too old to be this level. Starting to feel like it.

At this point in career, would you take a step down in title to grab a transfer opportunity and get out of a toxic work environment ?

My regular GP doesn't take Cigna, which is my new workplace insurance, so looking for a new general practitioner in NYC. Healthy so mostly for annual physical and the occasional something minor. M/53. UWS preferable or UES would also work. Any recommendations welcome. Thank you.

We are buying a house and my knee jerk response was to look at a 30 year fixed mortgage (because that’s what I’ve always done). I realized last night that a 30 year mortgage might outlast me. Having a bit of an existential crisis now.

What are the benefits of a trust in estate planning for a single person with assets around $2m?

Anyone else have trouble separating who you are from what you do? I think a lot of our generation built our self identity around our work. If I take my work away, I'm not really sure who I am.

Do big4s have any history of offering early retirement packages?

Yesterday my younger brother called me looking for good hidden swimming spots in the mountains. He was up there with a bunch of friends and their original plans had fallen apart hard. And I go much more often than he does.

I told him I had map pins that are EXACTLY what you need for these hard to find places. I can send them in 10 mins when I get home.

Reply? Forget it, I'm all set.

Yep, 10 mins is too long. Here I was expecting "Wow! That's fantastic!" How silly of me.

Any one considered doing part time Consulting engagements via Services like MBO, Catalent GLG etc. Seems like a good way to stay in the game earn some extra income but do it on an Ad hock basis.

I just realised that all the women over 50 in my practice have been "counseled out" (including me) or put on a PIP this year.

What’s the next move when you’re this age, at plateau of career, not going any further and burned out, but have to work for at least 5-7 more years? Would love to hear from those who made a fulfilling move.

Don’t think if my self as depressed, but definitely struggling to give a sh!t recently. Covid, WFH and the craziness of the political drama is definitely a factor, but can’t help but think age and career point is more so - struggling to get excited after 30+ years of the grind.
Looking for suggestions