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Hello fishes,
I am a BA and have a total YOE of 1.2 years. I am currently looking for opportunities to switch as I am not getting proper BA work in my current organization. I have a good knowledge of SQL, Python, advanced Excel & data structures and algorithms. I have also worked on .Net, C# & Angular.
Please let me know if there are any opportunities in your organizations. Wells Fargo ZS Associates Tiger Analytics JPMorgan Chase Swiggy Flipkart Barclays Goldman Sachs EY Walmart Fractal IBM Bosch
Best Hyatt in Hawaii (ideally Kona or Maui)?
Salary negotiation tips?
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Welcome to the unfair world of taxation
& that amt will lock for min 5 years
Whereas, the job can get over any day.
Don't invest just because you want to save tax. Invest because you want to grow money more than inflation.
Try to think about being financially independent after few years, It needs saving and compounding money for years.
Check out ELSS MF, PPF. I don't prefer NPS as i feel the above two suffice your needs.
Check for the options under 80C exemptions. You can begin with Life/Term insurance (if not already purchased).
Pro
Bro max 1.5 lakh only right under 80c
Try NPS , additional 50k, lock-in till age of 60 years !
50k
Chief
No need to roll eyes. The investments are set aside for long duration to hedge against any risk of normal ups and downs. 80C can get you 1.5 lacs. NPS is under 80CCD which is another 0.5 lacs. Home loans interest part can be another 2 lacs. If not loan, use HRA for another 1.5 lacs or more depending on salary etc.
Bro, investing means you are not losing it.
It will be yours only in future.
Tax professional here. (US tax though Not India) if you are just in tax bracket that means you do not have alot of liquid cash and the market is expensive. Try to get insurance cover first you can get a good 10L insurance with 12k annual premium. For the rest Try LIC policies for short term they will give you tax savings and you don't have to invest huge amounts. You can plan for long term investments in a year or two when you are more financially sound. All the best. Be a kind human being when you grow.