Just starting out as a freelancer. What do you do for Healthcare if you can't get it from a spouse or marketplace?

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Depends on the state you live in, some states let you get corporate health insurance through your LLC even if you’re a company of 1.

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smoothies

likefunny

How are you unable to buy from the marketplace? It’s not cheap but it should be available to anyone no?

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Definitely talk to your accountant you can likely write it off. I’m in California and use coveredca but it will obviously vary depending on your state. If you have an insurance co you like you can look into just ordering directly with them, I know ppl who do that too.

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Freelancers union

Start with COBRA. It’s expensive but much better than Marketplace as it’s pre-negotiated by the company you were working for. Do this for 18 months to give you time to research your other options.

Marketplace plans are very expensive and all have very limited in-network options, at least in NY anyway.

Freelancers Union have a couple of options but one requires no pre-existing conditions (SOLO) and the other requires you to have some ongoing1099 income (OPOLIS).

https://freelancersunion.org/insurance/health/

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-any perspectives appreciated

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I am so conflicted and not sure what to do. A company I wanted to work for was not ready for hire when I first reached out in Sept. Since then I have accepted a job at a outpatient oncology clinic, starting in Jan at a renowned hosp. Having said that the other company does more of what I was hoping to do when I left my previous job. The company is a vessel for new ideas in healthcare helping their community specifically with seed funding, & launching their own programs. I have no idea what to do

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