Looking for lender or contact for investment property financing in Texas. Thank you in advance for your help.

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

I want to diversify. I have 2 options a) open a poloniex account 2) use existing Coinbase to buy ether & ShapeShift. I know option #1 might be cheaper, but there's added headache of another exchange. Thoughts?

Guys, what platform do you use to trade US stock?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Did ok on a real estate investment and will have around $200k net to reinvest. Looking for opinions on short to mid-term investments for consideration. Moderate to high risk tolerance. TIA

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

What is the name of the credit card that gives you United PQM for each dollar spent?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

How much cash do you hold on a savings account? If not a savings account then where do you hold your cash?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

need help! Tenant OD'd in kitchen (sad) and now I need to find cabinet listings online (name, product number, pricing, etc) so USAA can approximate value of property damage claim. IKEA and Home Depot are options but are there *any* higher end sites with these details?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

I’m a WMCA that has been with Merrill 2 1/2 years and my current team 2 years and have never had a raise despite positive annual reviews. Fully paid by FA’s. Is this normal?

hiya fishes. happy friday! sorry if this isnt the right bowl, but this is in regards to vacation time. i have an interview process starting next week, and wondering when it would be good to mention i would be OOO between the middle of the month in september? its for a week. im unsure if i can twist this to have a start date once im back. going back and forth on being transparent vs. mentioning it later on. thoughts?

Realistic target for switching to another firm? Some details:
-Been at current firm doing tech/management consulting for 3.5 years out of college at 100k.
-Looking to jump to new firm, targeting...

If you had a job at a big name agency in a smaller market, where you loved everyone you worked with and had just gotten a (small) raise, would you leave it for an amazing offer from a big market shop?

Any IQVIA folks willing to chat about a position within the firm?

Hi fishes, can you guys share your favorite websites to look for remote job? To look for start up companies? TIA :)

What would be the average salary of a mid art director in Canada? Toronto/Montreal?

Hi Fishes,

I am planning to switch my profile to Google Cloud. Yoe: 6

Tech Stack: C++

Please help me to kickstart my journey.

Where to start what need to be studied/practised.

Thanks in Advance.

Hi all..I got offer from JP Morgan Bangalore and UBS Pune with same CTC. Can someone help me which should I join ?

hi, fishes,

for 9 + years exp is 32 good pkg with AD role in UBS?

Can anyone share their experience for "Wealth Management Americas(WMA) Investment Products IT Change the Bank(CTB) team"? How are projects I mean newer or legacy technology, WLB, team's culture?

On the news, there was a report that "stress" causes negative health effects. Um. OK. Don't people feel "stress" just by being alive? Like, what would be the control group that you could measure the results against? I don't know why, but it always makes me wonder

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

How can I invest in real estate ? Looking for an additional passive income source

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks