Should I cash out my CSR points now via Pay Yourself Back? Not planning to travel through 2020 EOY and then canceling CSR after.

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At 1.5c a point, it’s not necessarily the highest value but if that’s the only choice you got since you aren’t traveling, that’s better than doing cash back at 1c a point

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How many points are we talking

200k

Another option is to transfer them all to your favorite travel program and keep them there (eg united) . You may or may not value them more than 1.5c per point.

Just FYI, 2020 ended 7 months ago 🤨

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