Tracking finances in Excel is a no-brainer. I love having everything laid out in one place with automated calculations, takes a lot of the hassle out of managing money. How fancy is your budget for finances?

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

What do you do and how much you made in 2021?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Newbie to investing. What are good online courses / books to get smart on investing?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

I think I’m pretty good with money but looking for a financial planner to see if I’m giving myself too much credit + always room for improvement. How to go about finding one? I’ve asked around...

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Anyone here works full time at public accounting and has a part time job to make some side money? I have been thinking to get a real estate license and work as an agent on the weekends/ free time. Is that possible time wise? Thought housing market is hot now and would be a good time to enter.

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Which side wins the trade? Justin Jefferson, Aaron Jones and AJ Dillion for Mark Andrews, Derrick Henry, & Alvin Kamara?

Any F in the Bay Area wana have some exciting time?

Hi Guys
Any suggession for last email. Jaate jaate dhamaka karna h EY m 🤣

YOE: 5Y
Current fixed package: 11LPA (Consultant)
Offered Fixed Package: 16-17LPA (Consultant)
Is it good to go or offered package is comparatively less. Kindly suggest.

Any suggestions for healthy self help books? Or healthy eating or understand why we get cravings? Looking for self help books alone those lines to help get my eating right

Can anyone tell me about work life balance at KGS

I have offer from KGS with 11.5 fixed
OFSS 11 CTC + 75 k JB
Medline 13 CTC
Bitwise 13 CTC
Barklays 11.5 fixed
Impetus 9.5 CTC
Capgemini 11.5

YOE: 3.3 Skill: Oracle PLSQL

Kindly suggest me which one I should consider to join and why?

Holiday office party coming up tomorrow and I still haven't bought a gift... ugh. Any suggestions? I never know what to bring.

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Looking for information on companies hiring EMT-Bs in and around Clearwater, Largo, Tampa, FL.
Looking to hear which places I will be able to get a higher salary. Working as an ER tech or privatized ambulance.

When discussing a first technical interview with a recruiter how much time do you ask them to give you for preparing for the interview?

Which is the good budget friendly perfume??

I have premium one from Boss Hugo... I kept it for special occasions 😜😜

Has anybody invested in Yamuna gaur city or planning to do so?

Looking to support a new APIA founded startup? Well look no further!

Have you ever found something online and thought "... if I buy this, what about my anniversary gift, that trip to Europe, the car I always wanted..."

Well I have and founded Okane (money in Japanese 🤑)

Okane is a free Chrome Extension that focuses on goal-based budgeting. We track your wealth and help you save for your future goals while avoiding impulse purchases, right as you shop online. ( okane.crd.co)

Lmk what you think!!

What's a social security card/number , is it something like pension ?

How do some agencies take all the awards yearly while others get severely shafted?

Has anyone ever messed up at a company party because of alcohol?

Welp, see yeah later KFC!

Any news from DPW? 🤔🤔

Anybody know if there is a way to automate a Gantt chart in excel when building out a roadmap? Essentially want to recreate the functionality of ms project because my client does not have project and wants a nice visual for the roadmap

Timesaver: If you’re working on a file saved on the cloud (teams, share point, etc.) and need the URL to communicate out, tap FILE -> INFO -> COPY PATH and the url will be on your clipboard. Pre-established sharing privileges of orig folder will apply. Hopefully this saves you time reshuffling open windows! Bonus: Same on standard MS suite files.

I’m calculating a bunch of totals and averages by category on one worksheet by filtering data in different categories from another worksheet. However, when I change the filters, the previously..(cont)

How do I compare two sheets to make sure they are identical?

What’s the keyboard shortcut to get into the “insert options” dialogue when you’ve inserted a new row with Ctrl+Shift+Plus?

Anybody use a personal computer for work? How's your experience been, any horror stories/watch-outs?

For a linear regression analysis… the equation of a line is Y=MX+B, where M is the slope. So if I’m measuring a line across 365 days and M=.2, can I say that I have increased production by 20% over a year. Or is production increasing 20% each day?

Need help building an electric schedule for a production schedule with a Gantt chart style view (sort of)

Currently have an excel list with resource (production line), start date and time, and then also the name of the item being produced.

Any ideas how to tackle this??

I’m thinking a stacked bar chart with the vertical categories to be my resources and horizontal the date/time and then each individual bar to be the name of the item being produced.

Thank you for the help Excel Gods 🙏

Vlook up isn't recognizing a couple of cells even though it's feeding off a pivot and when I check with an " if =" it comes up as being the same.
Any advice on what I need to check?
Thanks

Would anyone be willing to teach me vlookup?

Anyone else have a formatting pet peeve and get annoyed when people don’t have a blank first column and row in tabs? I.e headers/data in cell A1

My first manager told me this, and I’ve followed it to a T since.

Help me save the day: have a massive excel file (600k rows) with duplicate records (column a, b and c are duplicate, not a duplicate if a and b are the same though). How can I filter for just these records? If it didn’t crash excel I could concat into one column, Conditional format for duplicates, and sort by color. What’s a work around?

Best free data sites to tap into to build a city analysis model? Basically I want to "discover" cities with certain dimensions, like: population, elevation, climate, and proximity to other things (ski resorts, particularly)?

Best way to lookup a value with multiple criteria across rows and Columns, for 3 criteria I usually do sum product. Any other tips?