Unmarried freelancers: what health insurance do you have or recommend? Just left the f/t life and ever need to adult efficiently.

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☝️yup. I use that same plan. Traditional doctor visits have a high deductible, but you can chat with a doctor for free. Plus if you hit a daily step goal with their app they give you a dollar towards an amazon card

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Oscar has been pretty decent. I think Cobra is good but way more expensive. I pay around 500 bucks a month for an individual Silver plan. They have some cool innovations like Skyping with doctors and an on site primary car center in Brooklyn. I don’t pay for meds and my copays are tiny. I will never go back to Anthem. Total assholes.

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@copywriter1 In summary: the culture. It was passive aggressive. Too much koolaid drinking. All ads are montages if found footage (or film shot to look like it) set to aspirational upbeat music.

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I'm just on my cobra right now. Oscar can be a good option I've heard, but I didn't want that high of an out of pocket maximum.

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Don’t have a good answer for you, but curious about 72S and why you left (sorry to digress, dipping my toe in the job water)

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@72&Sunny. Yeah, the second an agency starts believing their own PR and forgets how they got there, it’s over.

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Kinda feel the same about my current place — they keep saying they wanna up they’re creative game but keep putting out the same shit. These montage cuts are a perfect example. A lot of our clients (like Google) ask for that stuff and pay us so much we’re kinda like, sure whatever. I think right now we have 7 freelance editors on just one such project for them...

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I had Oscar in New York and Kaiser in LA. Cobra was expensive AF

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My cobra is 500 and it was better than Oscar silver.

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Oscar Silver. If you don't need to go to the doctor that often it's fine. The $7000+ deductible is scary, but if you need checkups here and there and a couple prescriptions a couple times a year you're fine.

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Ahh. It *is* in CA but only in select zip codes. I believe they're currently in NY, NJ, CA, and a couple other states. Check hioscar.com and put in your zip and see if it's available.

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FYI - things you learn from “Fire and Fury” — Oscar is owned by Jared’s brother

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I would look into Kaiser Permanente in California, I never freelanced when I lived there but it was my cheap work option and I liked them.

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Guys. Thank you so much for your input. Question: I live in CA. Is Oscar just an NY thing? I hadn’t heard of it before this.

@Freelance1 On it. Thank you!

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I have offers from

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Rest all healthcare

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