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Hi,. 24F YOE = 2years10months Work = DevOps and cloud (AWS) . I have two offers, both from same work. SAP Sal 11.7 fixed + 1.3 Vpay = 13LPA Airbus Sal 14.3 fixed + 2.7Vpay = 17.5 LPA and 5L joining (should be given back if early exit in 3years) Both companies have other benefits apart from CTC. Can anyone suggest which one to decide? I have some idea on SAP labs but not sure about airbus when it comes to work life balance, career growth, team. thank you and much appreciated
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Sooo AMC.. who’s in?
😂
Decided to payoff my mortgage.
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Sell. Why deal with the headache and uncertainty of renters? You can put that $$ in the market.
My current mortgage is $1700 pm. I atleast plan to get $2.5k per month
How long have you lived in your current house
I approached a bank for purchasing an investment property this week. The bank asked for 30% down payment, which not only demands much more cash from us but also alarms us how pessimistic the bank is viewing the housing market even though statistics shows the housing marketing is outperforming last year. We eventually decides not to purchase it.
Yes - that is alarming enough to us that we quickly pulled ourself out with so much cash being in and equity not being able to exit in a quick turnaround. Initially we valued the land potential because the listed price of the sf we were eyeing on was slightly under the market and the price was offered at a considerably similar price to a condo. But the sf has its own limitations in its land potential (on a historical district and thus will never become one of those tear-down/rebuild properties). The bank even told us that no one knows where things will land and whether the booming market is actually like the one in 2007. But there were many interests for it being a primary residence, as the sf was pending the second day after its first open house to the public.
You’d need to rent it for at least ~$3000 for it to be worthwhile not to sell. You’d also want to be able to access that equity you’ve built otherwise your ROE is low, which you can do with a HELOC. If you can’t do both those things I’d sell.
Heloc rate is about 5%. I have old house at 2.5 15 yrs and new one at 2.25 30 years. That comes to approx $4k in mortgage for both houses. I think u r right. I will try to rent and atleast get $2.5k on rent. If i cannot then will sell it