We have HHI of 260k excluding bonus. Currently own a house (current value is 440k) with 45% mortgage remaining. Planning to buy a new house of 500k. Combined mortgage of both house would be approx 4.7k per month. We both max out 401k and I normally invest 25k via megadoor roth + 2 529s for both kids. Q is Can I afford new house or should I sell current buy and book the profit since realty mkt is so high and our house has the max value currently?

Does anyone have any book recommendations for information on buying a house?

Implications of a PE firm selling and a company bringing on a new investment partner?

Should I take loan on my 401k to complete 20% down payment for home that I am buying or should I just go with 5% down payment and pay mortgage insurance?

Will base jump from 120 - 145 make a significant difference in my saving? Offer has significantly less PTO and a lower 401k match. 32F with 400k saved, interested in buying a home soon in HCOL.

When there is FUD you buy

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

Is there any good reason LMND went up $33 in one day?

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

Is there any way to get around the coinbase fee when buying crypto?

How much are people paying for renters insurance in Bay Area, specifically East Bay?

Drop your insurance company names, if comfortable.

For people with Non-technical backgrounds who are now Product managers in the Tech industry, what kind of resources did you use to prep for your interviews? I've had people recommend brushing up on cracking the PM code but there's SO MUCH information out there and it's hard to figure out if I'm looking at the right thing or not. Please share resources that helped you get into PM roles (bonus points if you work at companies like Amazon and Google).

Anyone else feel like the markets always conspire against them? I.e. I have a “fun money” day trading account and bought two stocks about a year ago. Sold them because they weren’t doing anything and I found a more attractive investment and then they’re up literally 60% over the next three days after a year of 0 movement.

Need advice on How do you structure your corp to corp benefits and salary that you pay yourself? And what are the items that can be written off when you work from home?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

What does the signing bonus look like at RSM for consulting?

Interested in everyone’s opinions on replica luxury. I ask because, as noted in the previous thread re: Chanel’s price increases, the quality of authentic luxury bags is going way down while the price increases consistently. Specifically Chanel and LV. I’m fascinated in the online rep community and it looks like rep quality has increased exponentially (with genuine materials and 1:1 markings, stitching, hardware, etc). What’s your argument for or against replicas?

Looking for a position in Las vegas !?

What to expect when you are joining JP after Christmas 😅?

What's the difference between Associate Manager and Assistant Manager at Axtria?

Hi fishes,
Anyone know what is subway account in Capgemini?

Verizon or new T-Mobile+sprint

HI guys first time here. I'm a Mechatronics engineer, can work as controls engineer, Automation Engineer etc. I have previously worked with sensors actuators, plc, hmi so if anyone can refer me for a job here or abroad it would be appreciated so much.
And also please get this post to 11 likes so that I can interact with more of you guys.

Hello Fishes,

Can anyone guide on best platform for HR job opportunities in foreign countries for Indians?

Hi fishes,
What questions shall I expect during the VP round for Genpact??
Please help.

Is it possible to do Grand Canyon, Bryce, Zion park work-cation trip?
anyone have itinerary? How many days should I plan, if im working Monday-Friday?

Question on UK visa-
My partner will be traveling often to London, once a month for an year starting September. He is getting his visa through work (10 years, multiple entry, 6 months max stay, cost some $1000).

I have applied for standard tourist visa in the past and they are usually short term. It could be max 6 months, but they see your itinerary and allocate you few months around the itinerary

Is there a way to get 6 months multiple entry visa, if I were to join him once in a while.

London: what attractions should you go IN vs. just seeing from outside (example: do Buckingham Palace tour vs. just seeing it from outside)

How long does it take to hear back after your final interview for an in house counsel role? I did the final round of interviews for a Bay Area company last Monday and still haven't heard anything. No rejection yet, but the longer I hear nothing, the more I worry they're not confident I'm the right fit.

UBS or Morgan Stanley ??please help fishes I have joining next week..
Both at client side

Hi, I have got an offer from Abzooba. Any inputs for wlb, job security would be really helpful.
Role: PM, 10 yrs

I hear that UST acquired this last year. TIA

Hi Fishes,

Can anyone please shed some light on the work culture at Autodesk India?
Do they have any extra benefits (apart from the CTC) in terms of wellness allowance, WFH set-up cost, wellness being offs or any coupons/goodies that you get.

This is for the communications department.

I made a mistake at work yesterday and my boss was being super mean about it. How do I move past this?

Hi everyone

Does @Cisco system india provides onsite opportunity for employees?

My MD sneaked up on me so quietly just now that I jumped out of my chair when he dropped off comments :/

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Anyone a CFP as a side hustle?

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

Have 20k, what’s a good small business to start with this fund? Serious question here

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Decided to payoff my mortgage.

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

the more I want something, the harder it is to achieve. anyone has this feeling also?

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Sooo AMC.. who’s in?

😂

Anyone here from NYC? Be cool if there was a meetup.