What are people getting quoted at for interest rates recently?

Anyone following what's happening in MKR? A bit going on recently including investing in real world assets and breaking up the teams into Meta DAOs. 🐂 or 🐻?

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

How much money have you lost? Misery loves company

Expecting to travel frequently along the west coast this year for work... any credit cards/rewards program reccs? I already have CSR but in the market for another airline or hotel credit card

Has anyone found a good mutual fund that matches Dave Ramsey's recommendations? I've always dumped into an s&p500 index fund, but have some time to explore other options. Curious where to start.

Does anyone have a personal success story as an angel investment?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Do you pay attention to BTC or ETH funding rates? Does it impact your trading/investment strategy?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Trying to decide between the 401k and the Roth 401k. Currently making 134k yr so in the phase out for the Roth IRA. How much should I be putting in which type of 401k account?

9 years at the firm, 3 as a manager and I just broke $100k in the Northeast region. Maybe it's time to explore my options.

Please suggest me best SIP to invest

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

What’s going on with the stock market today?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Putting on some weigh this busy season. I’ve been keeping up my workout schedule. Who knew hours were so high in calories?

EY San Francisco hows the tech audit team environment? Is it all year round overtime work?

Hi everyone, what kind of industries are available for tax? I don’t want to do public accounting anymore. Hours are too long. Thanks!

Any update on hike? What should I expect moving from SA1 to SA2, Tier 2, Advisory? Pwc AC

Can someone refer me in their company?
Looking for a job change.
Current YOE -2.5yrs
Skills- Devops, Azure/AWS cloud, Java.
Domain- Telecommunication, Banking.
Location- Hyderabad

Hi DI folks, how were the hikes last year??

What is a fair salary for a NYC data engineer with 1-2 years of experience?

HCOL audit SM looking to leave big 4. What should be my comp expectation?

Got an interview for an Analyst role within the Crypto division. Any advice?

What are the best places to buy around London for a budget of £500k? Looking for a 3 bed, 2 bath 100 sqm house or apartment within 45 mins commute for Canary Wharf.

What do you do about your house plants if both you and your SO are out of the house for an extended period? I could move some of the smaller ones to friends, but there are planters that are attached to balcony and patio. Any ideas 🐠?

Anyone joined LtI recently with cloud engineer role?

How am I supposed to deal with priorities changing daily and constantly having new tickets added to an already planned sprint? Is this normal?

Why does NBC News pay incredibly low wages? There are people with 5+ years of experience and many went to ivy leagues making $20 - $26 an hour as full time employees… What is going on?

If anyone knows of a good sublease for over the summer, please feel free to reach out!

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Any Property Management recs in Seattle area? :(

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Has anyone here used New Western to buy real estate deals?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?