Wife and I are expecting - she currently has her own insurance through her current employer. She is planning to quit soon to be a SAHM to our first born and the one on the way. I’m on the EY HDHP with our oldest - will likely switch to a higher level of coverage when my wife quits and joins my plan (qualifying life event). Any chance she’ll be denied coverage for the pregnancy / birth by EY?

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Its also considered a life event when there is a loss of insurance. Best to call your own HR and ask this question

She will not be denied Coverage for pregnancy. ALSO - you cannot change plans for a qualifying event! You can only add her to your existing plan unless EY has some special arrangement, that’s not how it works (I was at a big 4 with the same situation)... be prepared!

I can tell you with certainty you will have to remain on the high deductible plan.

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