Would you recommend buying a condo as a first-time homebuyer?

So Becker was supposed to charge me $600 to update for unlimited access since my account was due to expire in March. I called them in December to make payment. Now 8months later...they reach out to me saying they only charged $35. I just checked my bank statement and they are right but i don't have $600 sitting around...What do i do? Thoughts?

Let’s share with each other how we are making or planning on making that income .
It is a strange time we live in but it’s time to hustle up .

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

What’s the point of income thresholds for IRA Roth contributions if you can just back door into it when you make too much? You can still contribute $6k either way right?

Does anyone here have a Tesla? Should I do it???...

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

Do we have option to include stock in salary structure in FIS to save income tax?

If you could go back in time what would you tell yourself before taking out student loans?

Has anyone started an LLC, S-corp, or C-corp for your day trading? If so what are the requirements for getting started with that?

Interesting in hearing what percentage of your income you spend on mortgage?

Is it a good idea to invest in your UK pension fund over the max your employer will contribute/match? This may potentially lower income tax but then one can't really access the pension pot till retirement. Or is it better to invest post-tax income into a stocks and shares ISA to avoid capital gains tax? TIA!

Where in Atlanta do you live and how much is your home? I thought Atlanta was supposed to be an affordable city? In the market for a town home and it’s only getting more expensive .... single income.

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

Who else is reeling under the pain of taxes?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

@Partners - how much money do you need to invest I to the firm to get your partner share?

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Ladies - few girls in finance date guys in finance, even though each one of you are dating material. Top 2 things wrong with guys in finance? Be nice...

Anyone know of a good building for a 1bed/1bath. Need to have parking & a/c. Nice to haves is in-unit laundry, any include utilities, any amenities. Trying to keep it on the cheaper end with a max rent of 1,500, but given our line of work I can bump that up if the place is nice enough to justify the cost. Thanks in advance!

Reading cafes near Lakeview/Lincoln park? I have a light work day tomorrow…

Thoughts on joining ZS at AC level
versus Deloitte Human Capital Consultant level
versus capgemini Sr consultant in workforce transformation?

Total comps? Culture? Career advancement?

I have a product interview coming up and one of the questions is “what is a product you know a lot about , tell me it’s functions, issues, how it can be improved , and market space"

I'm currently a third year V100 tax associate and I am interviewing with my dream firm next week. This is my first lateral interview. Other than being prepared to discuss my current and past matters, do you have any tax-specific interview tips?

What kind of behavior systems do you use in your classroom? I teach 1st grade. I’m tired of using the folder/calendar system with 🙂/🙁 and a prize box. Any ideas?

SM4 at Deloitte and got an offer from Amazon (Level 7). Is that step up or down from my current level?

I’m working at an insurance defense firm, trying to target my practice to L&E. I’m overworked and underpaid, but gaining valuable experience I hope to pivot toward an eventual in-house counsel position. I recently was offered an opportunity to lateral to a national firm for a significant pay increase (150% salary increase, much better benefits, hybrid WFH options). Problem-I would be shifting gears to Toxic Tort. I’m torn between my passion and the money. I’m a second year associate. WWYD?

What’s the salary for a 5th year associate at JL or other comparable firms in Los Angeles? TIA

Hi Fishes,

After reading the pune office location, I Google Mapped it and came to know that the office building is still under construction, can anyone confirm this if you know.

#CitiusTech

I've completed technical and managerial round at citiustech. It went well.
I'll have my HR round probably on Monday.
On their application they've said they're accepting only upto 60 days notice period candidates. But I'm having 90 days notice period, if I tell them about this 90 days notice period now in HR round will they understand my situation and select me?
Please guide me I really want to get selected in this company and switch from my current employer.

YOE-2. 2 ,Angular

What sort of questions are asked in an interview for Senior Analyst(Data science role) I have an econ background. And experience in analytics not in data science.
Examples would really help. Thanks!

Can a person just say that he cannot disclose his current salary while negotiating an offer and just mention his expected salary (which may be 2x current one) , because if the current salary is low ,the expected salary can't be too higher than current one ? Never seen such a case so just asking

To those who divorced or called off the engagement, did you take the ring back? And if so, what did you do with it?

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Is buying fancy condos with high HOA(>$1k) worth it?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

I'd like to buy, but the market is absolutely atrocious currently

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Thinking about using my VA loan in a few years. Any advice?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?