Credit Cards Discussions
American Express

Hi! Does anyone have a good CC recommendation that’s not an Amex plat or travel card or pure charge card?

Hi Fishes,
I aspire to join Amex.
Profile:
Exp- 1.5 year in Banking as Manager in Digital products & Change Management.
Qualification: MBA - IIM R , BTech in elec
Current CTC - 12LPA

Can I expect 20+ CTC if I switch to Amex.
And what roles might be relevant for me or feasible for me to join?
I'm looking for the Product side roles.

Guys, what is the average annual appraisal and bonus percentage at american express India at band 35?
Also, would it be wise to join amex at band 35 if I have 13+ yrs experience nd already AVP at a financial services org?

How is the work life balance for Data science role in CFR at Amex?

Do you get 1X points on regular everyday (non travel) spend on Amex Platinum?

What's the expected CTC for a Data Scientist with 5 YOE at Amex? Specifically working on risk analytics.

Is there any option in amex where employee can get personal loan?

Which credit cards are best for light/occasional travel (say once every 2-3 weeks)? Unsure if traditional recommendations like AMEX Plat is worth it given current travel levels.

Does anyone with Amex gold know/ have tried using the Emirates lounge at Dubai airport? I have long- a$$ layover and tempted to get the credit card just to be able to get the airport lounge access. 🙏🏼

Ps- was none the wiser upon checking Amex wwbsite

I have the Amex platinum and have been flying delta a lot lately. Experience-wise the Delta Sky club has been better than the centurion lounge lately. I’m also a bit bothered by centurion lounge forthcoming rule of a $75k spend to have a guest accompany you. How do y’all plan to navigate?

Amex travel and airline hold times are atrocious today...

How many times during this bear market have you re-evaluated your HYSA?

For context- I switched 25k from Amex to another HYSA bank about a year ago for a rate that was double at the time, since then their rate has only increased a quarter percent while others are up 2%, thinking of switching to UFB Direct for 3.16% (still higher than AMEX personal savings where I have additional funds).

Anyone have referral for amex plat 150k points I can use? Thanks.

Hi all,

Got selected in Amex as band 30, Engineer II for Gurgaon location. Yet to discuss the offer with HR. Wanted to know

What is the package range for band 30? I am having two years of experience.
Are the projects good in Gurgaon? How is the work culture? Is it worth joining?

Any inputs would be great. Thanks!!!

AMEX Platinum. Yay or nay?

Does the Amex Travel portal provide detailed receipts for hotel stays? My new company requires itemized receipts for reimbursement purposes.

Does the Amex Travel portal provide detailed receipts for hotel stays? My new company requires itemized receipts for reimbursement purposes.

Does the Amex Travel portal provide detailed receipts for hotel stays? My new company requires itemized receipts for reimbursement purposes.

Hey fishes,

I've joined Amex in September, so just wanted to know whether I'll be eligible for appraisal, or should I confirm it with my director?
And if eligible, how much appraisal will I get ?

Has anyone here interviewed for AMEX strategy roles? Either Merchants or Consumer groups? Would love to understand the process a bit better, since the HR folks seem to be outsourced and are not able to articulate the process at all.

About to make a big purchase (10-20k) in next few months. Any recommendations on which credit card to open? Cant do chase sapphire and have Amex gold.

I am moving to Bangalore Amex office. Thus need a room near Bagmane Tech Park starting January next year. Anyone looking for a room mate please text me.

What’s the point in having the AmEx black card? It doesn’t seem to have better perks than the platinum and is insanely more expensive. Is it just prestige?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Anybody here hold both the Chase Sapphire Reserve and the AMEX Platinum? Looking for insight in whether it’s economically worth it to have both (spending approx 70-80k per year on card).

I have the green AmEx corporate card. What personal AmEx card would you recommend so I can connect them to get the points from my corporate card? (Happy to pay the $55 or whatever it is to connect)

What’s the best way to get alerts for point transfer deals for Amex? Got a good amount of points and want to finally try one of those first class international type private seat suites, before these points get devalued. Thanks in advance!

Newbie here! Looking for a CANADIAN credit card recommendation. Work provides Amex green for hotels and meals - flights and Ubers are paid directly by McK. I have a personal Brim MasterCard for the 0 exchange fees and a CIBC Aventura which offers minimal points. My main expenses are food and transportation, I rarely spend more than $1k per month, and I would ideally like a lower annual fee because I don't think I'll spend enough to recoup the cost of a higher fee. I'm signed up for Aeroplan.

I have the code for 150,000 points for Amex platinum. Please msg if you would like the code

Does having the Amex gold have any hidden perks? Will they get me dinner reservations or anything like that and is there a cost? O

Hi Fishbowl community!

I'm looking for remote roles in the digital marketing & communications space, particularly growth marketing/UX strategy/content marketing/brand strategy.

I have 5yrs of experience w/ 2yrs at an agency, a master's in communication, international work experience, and I speak Spanish.

Other skills: project management, SEO, email & SMS, copywriting, editing, research, data analysis

Would love referrals to Capital One, Microsoft, Amex, Amazon

Thanks so much!

What credit card pairs the best with Amex Gold?

Can I use avios to book multi city flights with British Airways? Looking to book a flight from Miami to Vienna and then Munich to Miami. We have amex and chase points to use for miles. I tried to check on the BA site to see how many Avios, but it said it can only show me for direct flights.

I’m wanting to get my first updated credit card. My current card is free with 1x points and I’ve had it for ages, but I like that I have no foreign transaction fees and it’s Visa so I can use it at Costco and Abroad and don’t have issues. I’m considered the Amex gold or plat, but know that Amex isn’t as widely accepted abroad so would keep my visa too. Between the gold and plat, any preferences? It seems like the gold is a better daily card and the plat is better for use on travel