Age 22, maxing out 401K, looking to put money in a HYSA. I’ve heard HSBC direct, Varo, Vio, Marcus, and Wealthfront are good. Recs? Also where to start investing once I have a solid emergency fund?

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Ok, I haven’t done an HSA previously, but considering it for my family during this next open enrollment. What do I need to know about high deductible plans? How do y’all feel about the HSA - any downsides? I’m honestly a little worried about the higher OOP costs, but we’re also not significant users/consumers of healthcare, knock on wood. Anyone regret it and go back to a normal PPO/POS insurance?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

I be wanting to go off but then I check my bank app, calm down, and keep working.

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

Just gained some shares of a new stock due to a spin-off. I have owned the original company for years. Can I sell these shares now or would they be counted as short term capital gains?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Hey all,

YOE - 6 Years
Tech - Frontend Developer (Angular)

I have offers from 2 companies, same pay and almost same benefits.

Software AG (GCS Department) - work will be on Agile Apps (No Code/Low code)

Larsen & Toubro Infotech - Work will be on a client (Schneider) project

Which one would be better?
Please help

I’m working at an insurance defense firm, trying to target my practice to L&E. I’m overworked and underpaid, but gaining valuable experience I hope to pivot toward an eventual in-house counsel position. I recently was offered an opportunity to lateral to a national firm for a significant pay increase (150% salary increase, much better benefits, hybrid WFH options). Problem-I would be shifting gears to Toxic Tort. I’m torn between my passion and the money. I’m a second year associate. WWYD?

I’m in an interesting dilemma. Very interested in leaving my company, but I am also going through IVF. I know most new jobs require a year wait before you can go on maternity leave. Does anyone know a great company to work for that does not require this? Obviously, I’m getting a bit ahead of myself, but if this works, I don’t want to accept a job and not be paid for maternity leave because I am doing this solo. Appreciate all the help!

Any investor interest in Healthcare SaaS Startup?

Investment: $500,000
M/M sales now: $12,500

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

Is it worth becoming certified in compensation? I have 5 years of benefits and my new employer wants me to move into Total Rewards. Is this a better career move than just remaining in Benefits?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

What stocks are you guy guys buying right now in this market?

Any one have info on Trust Strategy and operations associate at pwc? How is the work-life, what you do etc?

Anyone work for a mortgage lender that offers competitive pay and flexible schedule? Fine with commish only but prefer to come and go as I please. Thanks in advance!

I would like how much other individuals are taking home as a Cash analyst in North Texas?

Service specialist II Edward Jones Salary range does any body know

What’s a VP salary range in finance for Dublin ?

Hi all,
Looking for a career change, I’ve experience in project management, oncology, health promotion, engagement, inclusion and diversity and hoping to work for a pharma. Happy to relocate and would love some guidance and referral please 🙏🏾

I am a ft interior designer, full time mom that also does part time photography on the side. I currently make 90K as a designer and bring in around 20K as a photographer/yr. My design job allows for me to work 100% remotely which helps with daycare pick up and drop off. I feel like I am not making as much as I should as an interior designer PM, and I have spoken to my higher ups about a pay raise with no luck since the pandemic hit the coliving residential market hard. *Continued below*

I was expecting an in-band promotion this year but I didn't get it. How can I raise this to the leaders?

GCA Questions Help

Hi everyone!
I've had 2 rounds of interviews at Google (UK) for a non-tech role in Platforms & Ecosystems (L4/L5). Recruiter told me that I've been selected for the final rounds (GCA + Leadership Interview). From his feedback, one thing they wanted me to improve on was the GCA Questions. Would anyone have any tips on how to prepare for these? I've checked some of Jeff Sipe videos online but would appreciate any support! I find GCA quite stressful...
Thx
Thanks in advance!

Any consultants grounded in Chicago this week? down for happy hour at the Westin ORD?

Anyone know why our miles didn’t carry over to the next year? Had 20k miles over Delta Platinum

Would you say being a partner is more demanding than being an industry exec?

What’s the vibe at baker mckenzie?

How much does a strategy director make here these days?

Hello Fishes.

I am having 2 years experience in SAP MM, SAP MII and Supply Chain Management with a popular certification. I am understanding what kind of opportunities I can get in McKinsey. Can anyone be kind enough to throw a light?

Was having a chat with a recruiter who does a lot of work for me so out curiosity I am interested to hear what do consultants look for when they are moving into the industry.
- What are some of the key elements you look for vs deal breakers?
- What types of firms and industry are of interest?

Hi there, for years of experience (YOE), can I include/count the work experience I had while still studying? Those experience include

1) internship experience -> can it be counted as YOE?

2) Startup I founded (actual startup, but it was done during my uni days)

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

Best HYSA with a good account opening bonus?

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Fav intl ETFs?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

My company matches 3%. Is that low or on par?

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

Any thoughts of investing in gold or gold related instruments?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

Anyone have a SEP IRA? Is it better than a solo 401k? Understand I need to complete a tax form to initiate it but where do I go to start one? Rookie question, I know.

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?