Age 22, maxing out 401K, looking to put money in a HYSA. I’ve heard HSBC direct, Varo, Vio, Marcus, and Wealthfront are good. Recs? Also where to start investing once I have a solid emergency fund?

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1. Contribute to 401k up to employer match 2. Save 6 month emergency fund in HYSA 3. Contribute maximum to Roth IRA 4. Contribute max to HSA if you have a HDHP 5. Contribute maximum to 401k 6. Donate to charity 7. Treat yourself 8. Save cash for a big ticket item like car, vacation, down payment 9. Invest in taxable brokerage account like Fidelity or Vanguard (whoever you have your IRA with)

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Following with the same question

It’s all pretty much the same except HSBC. Don’t do HSBC.

Thanks!

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