Am I overthinking this? I need to transfer my old PwC 401k and pension plan to my new company 401k. I’m a little afraid to do it given the volatility. I’m worried there could be a swing in the market it the time it takes to liquidate the old account and transfer it over / get it reinvested.

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Even if you sell lower you’d buy back into the other lower, so wouldn’t worry about that. For mismatch (low to high or vice versa) wouldn’t worry about that, potential negative impact is minimal. Tldr; pull the trigger on it

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You’re totally right. I think I just needed to hear somebody say that. Thank you 🙂

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Rollover ira with vanguard. I’ve kept past 401ks in those accounts.

I was going to roll over to my IRA but have learned it doesn’t offer as much legal protection as a 401k

Piggy backing off this — Is there a reason why I can’t keep my old 401k with my former employer? Sorry if it’s a stupid question.

Thanks for the feedback!

Just do it. This is such an easy thing to procrastinate and the % difference is nearly negligible.

Get ready to be charged a transfer fee too.

Move all funds in the 401k to money market funds now and then move into whatever options you have once the rollover is complete and the market stabilizes a bit, you can park it in the money markets or even CD’s if offered for however long you wish

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