Best investment book recommendations?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Who's gonna quit after getting rich from BTC?

I’ve made over half my yearly pre tax salary in the past month from MGNI. If I ever get promoted I’m going to find a way to buy their services

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

I'm a Canadian on the TN visa working in the US and planning on maxing my Roth IRA (6k) and will have enough left to max my 401k this year, but am not sure if I should just use a taxable account over 401k due to tax considerations when I move back to Canada (likely 1-2 years from now). Any thoughts here? I don't think I'll have enough RRSP room to move 401k>IRA>RRSP and I would prefer to not have to file US taxes every year in retirement for withdrawls if I left the 401k in the US.

So Becker was supposed to charge me $600 to update for unlimited access since my account was due to expire in March. I called them in December to make payment. Now 8months later...they reach out to me saying they only charged $35. I just checked my bank statement and they are right but i don't have $600 sitting around...What do i do? Thoughts?

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

Any book recommendations for the summer vacation season? What's your favorite book over the last year?

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Why do people accrue prepaid expenses?

Do you have a prenup? What does it involve?

Do anyone of you subscribe to the motley fool or any other stock advisor tools? Recommendations and thoughts on how useful they are?

This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

I've submitted my latest paper to the largest journal in my field, but it's taking forever for them to review it. I feel like they're just stalling me because they don't want to publish it. But if they don't publish it, then who will? And what happens if someone else finds out about my findings before they're published?

When did you receive your signing bonus?

What is the most you can make in life science strategy consultant without bringing in new clients / selling projects?

I just learned that I get to argue all of our pre-trial motions and do a direct examination at an upcoming trial. What are your best tips for preparing and setting yourself up for success? I want to hear them all! I’m beyond excited for the opportunity. It’s for our biggest client, so I really want to impress!

Hi. Can i ask Axtria to match the offer with 20 percent hike ? I almost have one more offer of around 10 lpa. Axtria offered 8lpa for analyst role. YOE- 1.5+.

Curious what current breakdown is: Are you remote? Hybrid? In office?

Any tennis players in Chicago willing to play/parter weekly? I used to play competitively in college but been out of touch for years. Want to get back to my fav sport!

Any one has knowledge about ITC - Qatar Airways project ?
Is it good to work for qatar airways through ITC ?
How is the pressure and job security of this project #itc

anyone working in fidelity brokerage technology FBT ?

Hi

Is there any vaccancy in Accenture (Bangalore Location) for Semi-Qualified CA (Articleship if done from Deloitte)?
If there is any kindly let me know.

Hi Fishes

I got offer from kyndryl and planing to join soon in few days.
I'm having 2 questions

Do kyndryl offer wfh.
Like 60 percent wfh and 40 percent from office .

Also how is the hike give for band 8.

Hoping to get my PHR in the next year or so. Outside of employer reimbursement, are there other opportunities for this to get funded? I know SHRM Foundation offers scholarships for the CP, but I am looking for PHR specific help. Thank you! :)

How do I stop defining myself by my career? I can’t help but think of a small mistake I made at work for weeks…

Hi!! I’m an HR Coordinator currently (about two years of experience) but my job has so many responsibilities and tasks I’m beyond burnt out. It’s truly impossible to focus on one task because things are constantly being thrown my way. I’ve heard whisperings of a promotion or raise, but my workload is already too much, I don’t know if I’d want to accept more responsibility. Is it normal to feel like you have just as many responsibilities as your superiors who make 30k+ more than you?

Hello fishes, is it a red flag when I'm the ONLY one on my team who's happy with the management, meaning my boss and my boss's boss? Other than the two bosses, we have 6.

Belltown vs SLU vs Capitol Hill? Moving to Seattle and haven't had an opportunity to properly evaluated the neighborhoods so curious what the pros and cons for each are

Is Deloitte India and Deloitte Usi location same in Hyderabad or are they in different in different locations?

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

Why are markets up today ? Has the panic subsided?

What is the advantage of having a checking bank acct? I only have savings accts. Am I missing something?

Is now a good time to buy a house?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

I have ~50k in a hysa earmarked for a future down payment. Would it be wiser to backdoor that cash into a mega Roth to increase earnings and then take out what I need in a year? Or better to keep them separate

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

First 2 years for CSR is about to be over, and I’m looking at the value of the card against the annual fee. Combined with my other cards (Chase Freedom Unlimited & Flex) and deducting the $300 travel fee, the net benefit is $76. Is that enough to justify keeping the card? The lounge access at airports were a nice benefit, never got to use it since my client travel was through Amtrak.

Is there any way around PMI insurance if putting less than a 20% down payment?

Guys, tell me the top 2 stocks to buys for long term (5 years) according to you. Will be investing in stocks for the first time, as it is impossible to resist these low stock prices

1) I know that most of you will say that buying an expensive engagement ring is a waste and bad, etc. so let’s start with the assumption that I don’t care and it’s happening
2) does it make sense to finance an engagement ring purchase or buy in cash? If financing, how much would you have to put down for a ~$30k ring? (If you’re upset by this number just replace ring with car or education or wedding or whatever you feel good about lol)

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Anybody planning on FIRE in the next 5 years? I’m nowhere close but curious if you changed your lifestyle to prepare for it?

Who’s buying the dip today?!

Have $20k cash sitting around. I haven’t invested outside my Roth IRA, 401k, & HSA, but figured now may be a good time. I have a brokerage account with Schwab - should I wait to put money in? Cont.

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K