Does anyone have book recommendations for people in their 20s. Anything ranging from wealth building, communication skills, life advice, etc. Just trying to build some more knowledge and skills. I’m 25 right now making 100K, single, living as below my means as possible, but would appreciate any life advice from anyone here!

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

Any book recommendations? Here are a couple that I've recently recommended:1) Freakonomics2) Super Freakonomics3) The Big Short4) Never Eat Alone. Please add as you see fit!

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

About to apply for an apt that’s asking for a $2000 good faith deposit. I’m still a little undecided about the apartment (I have another option in Jersey) Do I wait it out or just go ahead & apply? Honestly don’t know if I’ll feel 100% sure any time soon. First time living in NY & first time renting post college😭😭

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Hello fishes, please suggest me some tax saving methods as iam getting around 10k got deducted in tax.thanks in advance.

Which alt coin should I buy in this blood bath outside of ETH, LTC, XRP and BCH?

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Just checked all the assets and realized we're close to 1M€ net worth. Most of it is on the house, don't feel rich at all.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

Anyone in Vancouver want a Programmer Analyst role doing data conversion from Oracle into WD? UBC is a great employer that pays well for Vancouver / Canada and the work is remote, though you have to be in Canada. 4 weeks vacation and benefits start on day 1

Does anybody have ideas on how to use 2 weeks of vacation during covid? Can’t visit family without international travel, most friends are with their family/SOs and social distancing. Pto is expiring so it’s use it or lose it. Im in NYC. Thank you!

Can anyone in M&A in Ireland/UK/Europe tell me their hourly rates please?

Has a partner ever come back and asked you why you spent so much time on certain things? Im a first year and this hasn’t happened to me at my firm and they tell us not to cut our own time, but my first firm (short stint, small firm) did this to me allll the time and made me feel guilty — so just curious if this has happened to anyone in big law.

Hi Folks,

I am looking for an on-site job opportunity (EU preferably) for SAP CDC/Gigya as a CIAM/IAM Consultant (4+ yoe). Please let me know if you have any opportunities within your team or maybe able to help with a referral.

Thank you.

I’m interested in reaching for a position as manager for a local retailer, but I hate having to play the bad guy. How can I become more comfortable with fulfilling that role?

Hey everyone!
I’ve recently accepted a new position recruiting Pharmacists from all over the globe to come to Canada and work for our business units.
I’m looking to speak to literally anyone and everyone who is willing to chat and share information.
Your pain points, complaints, day to day life, experience with exams, certification etc.
Especially anyone who has immigrated to Canada to become a Pharmacy Tech, Pharmacy Assistant, Pharmacist etc.

Hi guys,
I am 7 years experienced in project management. I have a job id which suits my skill set, can anyone refer me?

Anyone else absolutely *loathe* being assigned new client matters at the end of the month when you know your billable time won’t count bc conflicts haven’t cleared yet? Just me?

Going to join CitiusTech. What we can expect in welcome kit???

Any apartment building recommendations? Walking distance to path is important. Looking for a two bedroom less than $3,300 / month

I am beginning to find a job in the USA. I have a masters degree from India and about 1.5 years experience in tech sales. Is there anyone who has done this and can give me a first hand experience of what it entails?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Best long term investment strategy against inflation to get to a large nest in for retirement?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?