Hey guys! Does it make sense to invest in a large cap mutual fund and flexi cap at the same time?

I am looking to invest in a large cap and wanted something additional to that as well.

Also, I have a low appetite for risk and okay with the medium/long term horizon.

like
Posting as :
works at
You are currently posting as works at

it does if your large cap one is index fund. flexi will provide you the alpha and at the same time this will keep your expense ratio lower than 2 actively managed funds.

Related Posts

AOC and Sanders both oppose lifting the salt cap? People in their states- new York and vermont (and generally other states with high state tax) do you agree?

like

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

likeupliftingfunny

How long does it take to get ofc Laptop after DOJ?

like

too ambitious to seek a 1-bed EV / stuy town on 100K ? If you have a success story please share (or send BK recs)

like

Hi do you interview from time to time just to check what’s your market worth?

like

Hi - any good books recommendations for getting started on real estate investing?

like

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

like

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

like

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

like

Start raising cash family. Take some profits. 4/14 3:51 est

like

What are yall buying?

like

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

like

Is only long debt debt considered in the cost of debt for WACC or do other short term liabilities matter as well?

like

“It turns out that wealth does trickle down, you just have to make them bleed first”

I guess they didn’t like bleeding so they’re trying to manipulate the markets in their favor AGAIN.

Post Photo
like

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

like

Is Argyle, TX good place to buy home and raise family?

like

If anyone here is looking to get the Capital One Venture X card please DM me for a referral link! Happy to pay you a small % if you use my link!

Getting in the Black Friday spirit...what are your favorite places/stores/areas/shopping centers to spend your hard earned money?

like

How was your tax season?

like

More Posts

like

Interview advice for academic advisor position at a community college, I have no direct experience but as a social worker. The interview is tomorrow and i have lots of questions

like

Does anyone have 2 Google home max speakers? If so, how do you use them? (E.g. separate rooms, pairs). Have had one for a year. Can get another half price. Is it worth it?

like

Do employers care if you graduated from an Ivy League school?

Is there really a perk to where you graduate from?

like

Amazon should act as Santa during the holidays and deliver one gift fully wrapped from your wish list for free every year to everyone with Prime just to say thank you for choosing us. Bad idea or good

like

Hey fishes, would be joining the PwC AC DDVIT team soon. Have some questions:

1) is this the same team as Strategy& practice under pwc?
2) how is the work life balance here? Avg. Working hours and timeline?
3) what are some benefits?
4) are there on-site opportunities? If yes only US or Europe too?

like
like

Where can I find a heart shaped box with vegan chocolate

like

Hi Folks,

I wanted to know about the work life balance at Bain and Company in the global people analytics department?
And what yearly appraisals one can expect?

Thanks

like

How do you handle people who deny climate change and global warming? It happens way more than I'd like it to when I tell people what I do for a living. I used to ignore it, but I want to start clapping back at them.

like

Doed anyone have details of what was discussed in GDS webcast(EY Split) for TAX?

like

Hi all. I am trying to determine if I am being compensated fairly. I am a tax manager (about to start my second year as manager) and have been with EY since staff 1. I was promoted to manager in June 2020 (during covid) and received a 7.5% raise. The class above me has mentioned they received much higher raises during their promotion years. My base salary is now approx. 97K. Any insights would be extremely helpful. Thanks!

like

What is service line in EY GDS? How Many service lines are there in GDS?

like

I am a CA inter and Bcom. I transitioned into ITGc testing and worked for 2.5 years in an org. Now 10 months old in GDS. What should be the ideal package. I am receiving 6.5L

like
like

Think this guy is pulling out early

Post Photo
likefunny

Hi all, currently a senior in undergrad at a target school who is looking for a referral to Oliver Wyman as I apply for FT positions, any help would be great! Happy to share resume or any helpful info as well

like

DA AC profile interview, what all is usually asked?
Any help would be appreciated. Thanks

like

What questions are asked in KPMG next round after L1 ? Is it technical or totally HR? KPMG KPMG India

like

I am so beyond ready to leave my current job, but can’t yet, since bonuses are paid out in January. 😬

In the meantime, I’ve applied to a lot of similar roles (slightly higher) but have not heard - good or bad - from any. Is it common for companies to slow down hiring in December because of Q4 rush, people on holiday, etc.?

like

Additional Posts in Personal Finance - India

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

like

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

helpful

U can’t be wrong if you’re investing in index for long term

Post Photo
like

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

like

How t save tax for 9 lpa salary. Can anybody help me out.

like

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

like

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

like

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

likehelpful

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

like
like

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

like

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

like

A financial advise to all the students and youngsters buy a term life insurance before starting to invest in other instruments. A sample illustration will help you understand that it has a financial benefit plus a security to all your dependents incase of any unforeseen event in life.

DM me for more details.

Post Photo
like

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

like

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

like

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

like

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

like

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal