Hi guys,
I have mistaken chosen old tax regime. I feel now I should have chosen new tax regime. Can it be possible to change to new tax regime now or while filing ITR ?

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

How do filmmakers find investors?

Any loan facility available in BOA

Yo where tf can I find investors interested in cannabis tech? We're a genetics startups doing 25k MR, growing 20% MoM

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Who else is buying?

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Was offered 90k for a CD position in Brussels. Is this a good offer? I mean, I wanna do it because I want to live in Brussels but I know taxes are brutal there. Almost 50% of my income is going away

Should I lease a car or buy it? Which is better? Does it impact the insurance rate?

Off Topic Alert : Does pre-authorization of holdings in Zerodha have any downsides to it? Is it safe to preauthorize holdings so that I won't have to enter a TPIN for every sell trade.

How much do y’all spend on rent

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Best resoures for realtors just starting out in their career?

Guys ..
When will final settlement take place? What will be the components of it?

Is it good to get stocks as part of CTC which has 4 years vesting period?

CTC looks high due to this stocks but effectively i would not be getting it for the 4 years. Also the yearly hike includes this stock component.

CTC had fixed, variable and stock part. Variable and stock is almost 30% of total ctc.

Really confused if this is a good deal or is it a trap.

Are there any PayPal only bowls?

Did anyone attend L3 round in State Street. How this round is going to be?

Enrolled in Stern for a few weeks.
The number of the alumni and current students that go to top consulting firms FT& summer intern are countless even for a small class size.
Stern is way more than a finance school. Given its location, do you want to spend your 2 years in a rural area or heart of Manhattan? Location is almost everything for business school. (I have a friend in Cornell that frequently travels about 5 hours to NYC for events.)

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Hi Can any one refer me paypal Finance controllership@ Paypal

Anyone know who illustrated the Seamless subway ads?

Friends, help me with 11 likes to start DM .. Thanks :)

Hey, what is the hierarchy structure at Novartis?

Best self-help books on the market? I've been consistently unhappy lately. Something needs to change.

6 years of experience in case management, escalation handling, customer support, pmo.
Presently with tcs.
Urgently looking for a job.
Please help. Please kindly help.

Hi Fishes, Anyone who can refer for a job in Informatica for senior software engineer role? Please DM. Thanks in advance 😊

Anyone from Deloitte M&A practice can chat about roles? I have questions in regards to M&A start manager and M&A integration.

Do partners cheat on their significant others while traveling? Stories please.

Hi, anyone looking for a BM manager, open to freelance as well.

If anyone is working in DTC/Ecommerce, there’s a new bowl...Cheers!

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Is there a way to Pay rent via Credit Card without paying the convenience fee?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?