How much do you pay a month for health insurance? Trying to gauge how my agency’s contribution ladders up to industry. For a single person on a mid level plan, I’m paying $400/mo. Is that normal?

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Posting as :
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So I just looked in my iPay, and my medical is $67 a check. So $134 a month. This is just for me because my kids are on my wife's plan, and it's not the worst plan but it's not the best. Not anything with an HSA, just a PPO. United Healthcare is our insurance. My dental is $13/mo and vision is $7.28/mo.

$400/mo sounds BAD.

What holding company are you with?

likehelpful

Low deductible?

$0. The agency pays 100%.

upliftinglike

WONGDOODY and yes.

I pay ~$500/month for my wife and I, and max our all supplemental life and disability insurance. $400/month for a single person is very high.

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There are so many variables that you need to lay them all out for a proper comparison. The key ones are:
1) monthly premium
2) who’s covered; employee only, +spouse, +kids, +kids and spouse
3) deductible
4) company kick in contributions, of any (like to an HSA)

Then comparison is a little easier.

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$180/month ish

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$180 a month for just me

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It varies by salary at many companies.

Oh you mean the % split the employee covers, that's a little different. Thanks for clarifying.

How old are you? That often can have an impact too. I pay $150 a month for the most comprehensive plan offered to us, PPO+ with BCBS

I pay $160-something a month for the highest plan offered.

$750/mo. PPO. Family of 3. Low deductible. Employer pays in.

~$600 / month for me, my wife, and son. High premium, low deductible PPO through BCBS.

We should all have single payer though.

Single person covered should be like $120-225/month depending on the coverage

“Ladders up” 🙅🏼‍♂️

I don’t pay anything - the company foots the entire bill for me and my family. I think the deductible is $2000 for a family and it’s good insurance. I wish more agencies paid 100%.

I had free health insurance for the first 6 years of my career at an independent agency in the 2000s in Philly, it was really nice

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