I have a financial advisor recommending an offshore portfolio bond to reduce capital gains and income tax on investments should I return to the UK from the Middle East.

Any views on these products?

like
Posting as :
works at
You are currently posting as works at

You’re in the USA so you’re still gonna pay capital gains…

You live in a zero-tax jurisdiction. There is absolutely zero need for a bond unless it was the cheapest option over a platform. You live in a zero-tax jurisdiction. There is absolutely zero need for a bond unless it was the cheapest option over a platform. If you move back to the UK, you would want to liquidate this bond.

Related Posts

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

like

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

like

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

like

Are most of people in this bowl from a science background or coming from a finance/impact investing perspective?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

like

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

like

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

like

Thoughts about Georgetown? Looking to buy and wondering what the current and future outlooks are in terms of growth

like

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

like

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

like

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

How long does it take to get ofc Laptop after DOJ?

like

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

I was paid a retention bonus last year which I have to return - couple of questions: Will I get a corrected W2 ? If yes, how much time does it generally to generate a corrected W2? Should I wait for corrected W2 to file the return ? (with the current comp - I owe taxes however with the W2C - I will probably not..) thoughts??

like

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

like

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

like

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

like

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

like

Any good books to help get you up to speed on real estate finance matters?

like

Anyone interested in joining my newly launched angel investment network? It’s entirely free and takes less than a minute to sign up. Comment below and I will DM you! Thanks!

like

More Posts

What is it like working as a full-time graphic designer for a company (not an agency/firm)?

like

Finally picked these up after a year in storage

Post Photo
like

McKinsey & Company Does the firm care if in the current remote model you work for a McKinsey & Company US office but live physically outside of US for a couple of months? I know people move across states these days but what about outside of US to Canada or Mexico?

like

Hi, just wondering how the staffing situation has been in strategy consulting in general? My sibling started a job in strategy in Silicon Valley 2 months ago after MBA. She has been on the bench for 2 months and was informed that there has been a shortage of jobs (within the job) and the amount of people on the bench is getting high. She has been under a lot of stress although she had many great networking calls with people. I wanted to help but can't identify what she can improve on.

like

Is anyone else noticing a bigger bench the last few months?

like

Interviewing for FTI Consulting Forensic Litigation consulting in 1 month. Anyone work for this firm and have any thoughts on them?

like

What's up with commercials nowadays? The ones I worked on back in the early 2000s were so much more creative. Maybe everyone is running out of ideas?

likefunny

Hello! I've been struggling the last few weeks because someone on my team has been taking credit for my work. This coworker is really good with buzzwords and getting the attention of upper management. I'm feeling discouraged - what should I do?

likefunny

Tether is a giant fraud. How do I short it?

like

How would you define great communication?

likehelpful

How feasible is it transition out of litigation / insurance coverage to more of an in house generalist role?I have some recent transactional experience and used to be a judicial clerk.

like

Interviewing with a recruiting firm. What is an “normal” base salary? TIA

like

How long from submitting applications are candidates hearing back from firms in this market?

like

If you're interviewing at a competitor of a firm you used to work at, what are the chances they call your old boss?

like

I’m extremely out of shape and have just started going to the gym. When i do squats, like literally by squat 5 my knees are hurting. But i know my form isnt wrong. Do i just have bad knees or is this normal when ur out of shape?

like

Paytm: can i copy your homework ?
Ola: Yes but don't make it too obvious
Paytm: sure.

Post Photo
funnylike

ACN Strat or D S&A? Comp and level are more or less the same

like

Has anyone partnered with SOFA, society of financial awareness a non profit. Gets advisors in the door at companies for purely education.?

like

Anyone in the Houston area?

like

Hi friends,
I have offer in Maersk and Elsevier for the same package. I have 8.5 years of experience in QA automation. Please suggest me which company should join in terms of work life balance, flexibility and career growth?

like

Additional Posts in Personal Investment Chatter

How much money have you invested in crypto currently? I’ll start - $5000 currently

like

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

likehelpful

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

helpful

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

like

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

like

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

likefunny

Is BRK-B a buy right now?

like

Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

like

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

like

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

like

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

like

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

like

Used car prices starting to come down?

like

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

like

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

likefunny

I started tracking my net worth back in 2016 when I was 23. Currently 28 now and am fortunate to have had a bull market for the last 8 years or so (along with a $200k inheritance at 21) I’m currently a CPA and am interested in helping out anyone regarding any financial advice (free of charge, not a financial advisor) If you have any basic financial questions or want to chat about anything feel free to comment. I’m honestly willing to offer any advice that I can!

Post Photo
likeupliftinghelpfulfunnysmart

Is anyone holding didi shares? I’m trying to figure out what happens. If they delist, then list in HK, are shares converted? If I want to sell, how would that work? Do I need to open a HK bank account? Are there unique tax implications? Etc etc.

like

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

like

Fav intl ETFs?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal